Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ELIAS - LIGNY ASSURANCES ET FILS from Namur, company number BE0459233335, closed financial year 2025 with a result of € 77,752 after tax. For that financial year ELIAS - LIGNY ASSURANCES ET FILS recorded a gross margin of € 784,766 and equity of € 548,187. Compared with financial year 2024, the result moved from € 48,542 to € 77,752. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ 548,187
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 77,752
▲ 60% vs 2024
Profit after tax over the fiscal year.
€ 226,596
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 486,214.
People and assets in 2025
€ 441,648
▲ 10% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 102,093
▲ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 778,682
▼ 12% vs 2024
€ 108,872 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 18,169
▲ 115% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 55,728
▼ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 396,281 | € 485,182 | € 744,955 | € 784,766 | ▲ 5% |
| Profit after taxes | € 62,955 | € 102,538 | € 48,542 | € 77,752 | ▲ 60% |
| Equity | € 319,355 | € 421,893 | € 470,435 | € 548,187 | ▲ 17% |
| Total debts | € 256,138 | € 229,398 | € 1,025,217 | € 918,583 | ▼ 10% |
| Cash | € 184,927 | € 276,097 | € 230,744 | € 226,596 | ▼ 2% |
| Land & buildings | € 12,321 | € 8,202 | € 4,100 | - | |
| Retained profit | € 257,382 | € 359,920 | € 408,462 | € 486,214 | ▲ 19% |
| Bank debt | € 144,690 | € 106,069 | € 886,263 | € 778,682 | ▼ 12% |
| Balance sheet total | € 575,493 | € 651,291 | € 1,495,652 | € 1,466,770 | ▼ 2% |
Key figures of ELIAS - LIGNY ASSURANCES ET FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ELIAS - LIGNY ASSURANCES ET FILS?
What happened at ELIAS - LIGNY ASSURANCES ET FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 77,752 (▲ 60% vs 2024). filed late Source: NBB ↗
- New establishment in Sambreville. KBO
- David LIGNY stepped down as director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 62,955 profit in 2022 to € 77,752 profit in 2025.
Paid € 145,704 in corporate taxes since 2022.
Best year ever: 2023, with € 102,538 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ELIAS - LIGNY ASSURANCES ET FILS is BERNARD LIGNY.
Directors
According to the 2025 annual accounts
BERNARD LIGNY
Managing director
David LIGNY
Director
· until 2020
Establishments
Establishment units
Physical locations of this company
Rue François Boussemanne(VD) 11
5020 Namur
Route de Hannut(BU) 99 box b
5004 Namur
Active since 11 December 1996
Rue Saint Sang(AUV) 91
5060 Sambreville
Active since 1 January 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.233.335
- VAT number
- BE 0459.233.335
- Registered office
- Rue François Boussemanne(VD) 11, 5020 Namur
- Names & denominations
- ELIAS - LIGNY ASSURANCES ET FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 November 1996
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten