Finas is registered with the CBE as active in: Ontwikkeling van residentiële bouwprojecten. Private Limited, started on 6 November 1996, 1 establishment.

What is the address of Finas?

The registered office of Finas is located at Merellaan 1, 2470 Retie.

Is Finas still active?

Yes. According to the CBE (30 October 2026) Finas is active, legal situation “Normale toestand”, started on 6 November 1996.

Is Finas registered on Peppol?

Yes, Finas is registered on the Peppol network with ID 0208:0459160782.

What is the enterprise number of Finas?

The enterprise number of Finas is BE0459160782.

When was Finas founded?

Finas was founded on 6 November 1996.

Who are the directors of Finas?

According to the 2025 annual accounts, the directors of Finas are: Zakenkantoor Minnen Geert.

Is Finas a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 November 1996; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Finas make in 2025?

Finas posted a profit after taxes of € 22,482 in financial year 2025.

What is the revenue of Finas?

As a small company, Finas is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 60,429.

Finas (Private Limited) - Retie - BE0459160782

Dossier Finas, printed on 30 October 2026 from databakkes.be/en/0459160782/finas. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2023, 2025.

Financials

Financial year 2025

Finas from Retie, company number BE0459160782, closed financial year 2025 with a result of € 22,482 after tax. For that financial year Finas recorded a gross margin of € 60,429 and equity of € 843,831. Compared with financial year 2024, the result moved from € 137,743 to € 22,482. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 843,831

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 22,482

▼ 84% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 203,937

▼ 13% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 15,000 paid out

67 % of the profit went to the shareholders, mostly to ZAKENKANTOOR MINNEN GEERT (93 % of the shares). That is where the money ends up.

People and assets in 2025

Vehicles and equipment

€ 14

▼ 99% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 15 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 539,492

▼ 6% vs 2024

€ 37,146 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.

Owed to suppliers

€ 55,249

▼ 45% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 529

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 102,296 Gross margin 2022: € 102,296 First fiscal year in the series	€ 200,861 Gross margin 2023: € 200,861 ▲ 96% vs 2022 (€ 102,296) Favourable step	€ 159,460 Gross margin 2024: € 159,460 ▼ 21% vs 2023 (€ 200,861) Unfavourable step	€ 60,429 Gross margin 2025: € 60,429 ▼ 62% vs 2024 (€ 159,460) Unfavourable step	▼ 62%
Profit after taxes	€ -3,704 Profit after taxes 2022: € -3,704 First fiscal year in the series	€ 141,920 Profit after taxes 2023: € 141,920 ▲ € 145,624 vs 2022 (€ -3,704) Favourable step	€ 137,743 Profit after taxes 2024: € 137,743 ▼ 3% vs 2023 (€ 141,920) Unfavourable step	€ 22,482 Profit after taxes 2025: € 22,482 ▼ 84% vs 2024 (€ 137,743) Unfavourable step	▼ 84%
Equity	€ 816,686 Equity 2022: € 816,686 First fiscal year in the series	€ 818,606 Equity 2023: € 818,606 Unchanged (€ 816,686) Favourable step	€ 836,349 Equity 2024: € 836,349 ▲ 2% vs 2023 (€ 818,606) Favourable step	€ 843,831 Equity 2025: € 843,831 ▲ 1% vs 2024 (€ 836,349) Favourable step	▲ 1%
Total debts	€ 1,036,015 Total debts 2022: € 1,036,015 First fiscal year in the series	€ 812,978 Total debts 2023: € 812,978 ▼ 22% vs 2022 (€ 1,036,015) Favourable step	€ 796,840 Total debts 2024: € 796,840 ▼ 2% vs 2023 (€ 812,978) Favourable step	€ 611,295 Total debts 2025: € 611,295 ▼ 23% vs 2024 (€ 796,840) Favourable step	▼ 23%
Cash	€ 193,307 Cash 2022: € 193,307 First fiscal year in the series	€ 214,344 Cash 2023: € 214,344 ▲ 11% vs 2022 (€ 193,307) Favourable step	€ 234,289 Cash 2024: € 234,289 ▲ 9% vs 2023 (€ 214,344) Favourable step	€ 203,937 Cash 2025: € 203,937 ▼ 13% vs 2024 (€ 234,289) Unfavourable step	▼ 13%
Land & buildings	€ 992,210 Land & buildings 2022: € 992,210 First fiscal year in the series	€ 677,974 Land & buildings 2023: € 677,974 ▼ 32% vs 2022 (€ 992,210) Unchanged	€ 667,232 Land & buildings 2024: € 667,232 ▼ 2% vs 2023 (€ 677,974) Unchanged	€ 685,360 Land & buildings 2025: € 685,360 ▲ 3% vs 2024 (€ 667,232) Unchanged	▲ 3%
Retained profit	€ 305,712 Retained profit 2022: € 305,712 First fiscal year in the series	€ 307,632 Retained profit 2023: € 307,632 ▲ 1% vs 2022 (€ 305,712) Favourable step	€ 323,903 Retained profit 2024: € 323,903 ▲ 5% vs 2023 (€ 307,632) Favourable step	€ 331,385 Retained profit 2025: € 331,385 ▲ 2% vs 2024 (€ 323,903) Favourable step	▲ 2%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 140,000 Dividend 2023: € 140,000 Unchanged (€ 0) Unchanged	€ 120,000 Dividend 2024: € 120,000 ▼ 14% vs 2023 (€ 140,000) Unchanged	€ 15,000 Dividend 2025: € 15,000 ▼ 87% vs 2024 (€ 120,000) Unchanged	▼ 87%
Bank debt	€ 808,179 Bank debt 2022: € 808,179 First fiscal year in the series	€ 446,808 Bank debt 2023: € 446,808 ▼ 45% vs 2022 (€ 808,179) Favourable step	€ 575,834 Bank debt 2024: € 575,834 ▲ 29% vs 2023 (€ 446,808) Unfavourable step	€ 539,492 Bank debt 2025: € 539,492 ▼ 6% vs 2024 (€ 575,834) Favourable step	▼ 6%
Balance sheet total	€ 1,852,701 Balance sheet total 2022: € 1,852,701 First fiscal year in the series	€ 1,631,584 Balance sheet total 2023: € 1,631,584 ▼ 12% vs 2022 (€ 1,852,701) Unchanged	€ 1,633,189 Balance sheet total 2024: € 1,633,189 Unchanged (€ 1,631,584) Unchanged	€ 1,455,126 Balance sheet total 2025: € 1,455,126 ▼ 11% vs 2024 (€ 1,633,189) Unchanged	▼ 11%

Key figures of Finas, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Finas?

What happened at Finas in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
Nov 18, 1996 New establishment in Retie. KBO
Nov 6, 1996 Start of the company according to the CBE. KBO

In short

From € 3,704 loss in 2022 to € 22,482 profit in 2025.

Paid € 3,047 in corporate taxes since 2022.

Best year ever: 2023, with € 141,920 profit.

Paid out € 275,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

ZAKENKANTOOR MINNEN GEERT 93.5%

The stake of ZAKENKANTOOR MINNEN GEERT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Finas

Quality Insurance Services 99.9%

Behind Finas is Zakenkantoor Minnen Geert. The shares are held by ZAKENKANTOOR MINNEN GEERT (93.5%). It owns 99.9% of Quality Insurance Services itself.

Directors

According to the 2025 annual accounts

Zakenkantoor Minnen Geert

Director · represented by Geert Minnen

Also active at: Colonie7

Shareholders

ZAKENKANTOOR MINNEN GEERT

93.5%

Participations

Quality Insurance Services

99.9%

Establishments

Establishment units

Physical locations of this company

Registered office

Merellaan 1

2470 Retie

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

ZAKENKANTOOR MINNEN GEERT same network

€ 232,031 gross margin · 2025

Nestor & Nuvo same network

€ 3,450 gross margin · 2025

Finas Group

Zakenkantoor Matteo Minnen

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0459.160.782

VAT number

BE 0459.160.782

Registered office

Merellaan 1, 2470 Retie

Names & denominations

Finas

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

6 November 1996

Peppol

Active · Active since 26 Nov 2025

Activities · NACE

Ontwikkeling van residentiële bouwprojecten

Activiteiten van gemengde verzekeringsondernemingen, overwegend leven

View on CBE Public ↗ Annual accounts (NBB) ↗

Finas

Warning lights

Financials

What happened to Finas?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions