Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
MEMO KONCEPT from Sint-Niklaas, company number BE0459096545, closed financial year 2025 with a result of € -15,949 after tax. For that financial year MEMO KONCEPT recorded a gross margin of € 13,514 and equity of € 718. Compared with financial year 2024, the result moved from € -5,766 to € -15,949. The company made a loss. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 718
▲ € 54,051 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,949
▼ 177 % more loss than in 2024
Profit after tax over the fiscal year.
€ 0
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -110,221.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 9,445
▼ 59% vs 2024
Of which on lease € 9,445.
Debts at end 2025
€ 92,677
▼ 26% vs 2024
€ 9,461 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 51,699
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,717
▲ 39% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -55,392 | € -42,366 | € 24,564 | € 13,514 | ▼ 45% |
| Profit after taxes | € -65,498 | € -61,562 | € -5,766 | € -15,949 | ▼ € 10,183 |
| Equity | € -20,739 | € -47,566 | € -53,333 | € 718 | ▲ € 54,051 |
| Total debts | € 127,947 | € 289,888 | € 216,416 | € 172,828 | ▼ 20% |
| Cash | € 2,753 | - | € 0 | € 0 | |
| Retained profit | € -26,944 | € -88,506 | € -94,272 | € -110,221 | ▼ € 15,949 |
| Bank debt | € 44,667 | € 101,155 | € 125,032 | € 92,677 | ▼ 26% |
| Balance sheet total | € 107,208 | € 242,321 | € 163,083 | € 173,546 | ▲ 6% |
Key figures of MEMO KONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MEMO KONCEPT?
What happened at MEMO KONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,949. Source: NBB ↗
- Patrick Christiaens became a director. NBB
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
In short
From € 65,498 loss in 2022 to € 15,949 loss in 2025.
A new publication or filing at MEMO KONCEPT? We notify you, reason included.
Follow MEMO KONCEPTDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MEMO KONCEPT is Patrick Christiaens.
Directors
According to the 2025 annual accounts
Patrick Christiaens
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Godsschalkstraat 21
9100 Sint-Niklaas
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0459.096.545
- VAT number
- BE 0459.096.545
- Registered office
- Godsschalkstraat 21, 9100 Sint-Niklaas
- Names & denominations
- MEMO KONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 1996
- Peppol
- Active · Active since 6 Jan 2026
- Contact
- memokoncept.be
- Activities · NACE
Groothandel in niet-elektrische huishoudelijke artikelen
Detailhandel in meubels
Groothandel in meubels, niet-elektrische huishoudapparaten en vloerbedekking inclusief tapijten
Architecten
Activiteiten van bouwarchitecten
Detailhandel in huismeubilair
Detailhandel in huismeubilair in gespecialiseerde winkels