Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2024.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ASSURFINANCE & YOU from Vorst, company number BE0458648761, closed financial year 2025 with a result of € -12,309 after tax. For that financial year ASSURFINANCE & YOU recorded a gross margin of € 229,436 and equity of € 252,926. Compared with financial year 2024, the result moved from € 95,341 to € -12,309. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ 252,926
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,309
▼ still € 95,341 profit in 2024
Profit after tax over the fiscal year.
€ 125,938
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 217,926.
People and assets in 2025
2.4
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 132,291
▲ 47% vs 2024
€ 55,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,211
▲ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 194,986
▼ 18% vs 2024
€ 26,389 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 15,690
▼ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,885
▼ 19% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 230,369 | € 207,492 | € 238,653 | € 229,436 | ▼ 4% |
| Profit after taxes | € 79,753 | € 26,760 | € 95,341 | € -12,309 | ▼ € 107,650 |
| Equity | € 143,133 | € 169,893 | € 265,234 | € 252,926 | ▼ 5% |
| Total debts | € 382,329 | € 326,154 | € 280,855 | € 275,879 | ▼ 2% |
| Cash | € 112,863 | € 126,638 | € 133,106 | € 125,938 | ▼ 5% |
| Land & buildings | € 359,436 | € 347,769 | € 336,102 | € 325,407 | ▼ 3% |
| Retained profit | € 108,133 | € 134,893 | € 230,234 | € 217,926 | ▼ 5% |
| Bank debt | € 355,641 | € 297,211 | € 237,951 | € 194,986 | ▼ 18% |
| Balance sheet total | € 525,461 | € 547,778 | € 546,089 | € 557,814 | ▲ 2% |
| Employees (FTE) | 1.9 | 1.3 | 2.1 | 2.4 | ▲ 0.3 |
Key figures of ASSURFINANCE & YOU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURFINANCE & YOU?
What happened at ASSURFINANCE & YOU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,309 (▼ € 107,650 vs 2024). filed late Source: NBB ↗
- New establishment in Vorst. KBO
- New establishment in Kraainem. KBO
- Start of the company according to the CBE. KBO
In short
From € 79,753 profit in 2022 to € 12,309 loss in 2025.
Paid € 73,080 in corporate taxes since 2022.
Best year ever: 2024, with € 95,341 profit.
On average € 95,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ASSURFINANCE & YOU are Carine ANDRE and Bruno LAMBOTTE. Bruno LAMBOTTE is also behind DATA PRIVACY BOX and CONSULT 4 YOU.
Directors
According to the 2025 annual accounts
Carine ANDRE
Administratrice
Establishments
Establishment units
Physical locations of this company
Hoogte Honderdplein 31
1190 Vorst
Hertogenstraat 53
1950 Kraainem
Active since 18 October 1996
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0458.648.761
- VAT number
- BE 0458.648.761
- Registered office
- Hoogte Honderdplein 31, 1190 Vorst
- Names & denominations
- ASSURFINANCE & YOU
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 August 1996
- Peppol
- Not registered
- Activities · NACE
Agenten en makelaars in bankdiensten