Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAINT JAMES from Sint-Lambrechts-Woluwe, company number BE0458252744, closed financial year 2025 with a result of € 6,091 after tax. For that financial year SAINT JAMES recorded a gross margin of € 60,094 and equity of € 30,697. Compared with financial year 2024, the result moved from € 22,684 to € 6,091. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.
€ 30,697
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,091
▼ 73% vs 2024
Profit after tax over the fiscal year.
€ 13,087
▲ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 12,205.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 34,304
▲ € 31,633 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 132,500
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,394
▼ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,881 | € 106,591 | € 62,085 | € 60,094 | ▼ 3% |
| Profit after taxes | € 22,514 | € 48,433 | € 22,684 | € 6,091 | ▼ 73% |
| Equity | € -46,419 | € 2,014 | € 24,698 | € 30,697 | ▲ 24% |
| Total debts | € 173,357 | € 161,980 | € 229,876 | € 224,929 | ▼ 2% |
| Cash | € 13,746 | € 16,540 | € 7,924 | € 13,087 | ▲ 65% |
| Retained profit | € -64,911 | € -16,478 | € 6,206 | € 12,205 | ▲ 97% |
| Balance sheet total | € 126,938 | € 163,994 | € 254,574 | € 255,626 |
Key figures of SAINT JAMES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAINT JAMES?
What happened at SAINT JAMES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,091 (▼ 73% vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
- Sylvain BERNHARDT became a director. NBB
In short
From € 22,514 profit in 2022 to € 6,091 profit in 2025.
Paid € 57,270 in corporate taxes since 2022.
Best year ever: 2023, with € 48,433 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SAINT JAMES is Sylvain BERNHARDT.
Directors
According to the 2025 annual accounts
Sylvain BERNHARDT
Manager
since 1996
Establishments
Establishment units
Physical locations of this company
Passage Linthout 3
1200 Sint-Lambrechts-Woluwe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0458.252.744
- VAT number
- BE 0458.252.744
- Registered office
- Passage Linthout 3, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- SAINT JAMES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 July 1996
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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