Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
EXCELL-ASSUR from Beaumont, company number BE0458168810, closed financial year 2025 with a result of € -17,686 after tax. For that financial year EXCELL-ASSUR recorded revenue of € 210,853 and equity of € 5,112. Compared with financial year 2024, the result moved from € -28,139 to € -17,686. The company made a loss. The buffer shrank hard: equity is 78 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 8, 2026.
€ 5,112
▼ 78% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,686
▲ 37 % less loss than in 2024
Profit after tax over the fiscal year.
€ 5,342
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4,060.
People and assets in 2025
€ 112,920
▲ 20% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,750
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 14,000
▼ 46% vs 2024
Loans from banks and other lenders, long and short.
€ 16,301
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,451
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 206,616 | € 273,906 | € 210,493 | € 210,853 | |
| Gross margin | € 55,378 | € 116,460 | € 89,087 | € 119,759 | ▲ 34% |
| Profit after taxes | € -34,946 | € -12,146 | € -28,139 | € -17,686 | ▲ € 10,453 |
| Equity | € 63,083 | € 50,937 | € 22,798 | € 5,112 | ▼ 78% |
| Total debts | € 73,811 | € 74,691 | € 51,899 | € 40,752 | ▼ 21% |
| Cash | € 9,983 | € 30,825 | € 6,768 | € 5,342 | ▼ 21% |
| Retained profit | € 53,911 | € 41,765 | € 13,626 | € -4,060 | ▼ € 17,686 |
| Bank debt | € 50,000 | € 38,000 | € 26,000 | € 14,000 | ▼ 46% |
| Balance sheet total | € 136,894 | € 125,628 | € 74,697 | € 45,864 | ▼ 39% |
Key figures of EXCELL-ASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EXCELL-ASSUR?
What happened at EXCELL-ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,686. filed late Source: NBB ↗
- New establishment in Beaumont. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,946 loss in 2022 to € 17,686 loss in 2025.
Establishments
Establishment units
Physical locations of this company
Rue Lambert(ST) 38
6511 Beaumont
Chaussée de Charleroi(ST) 186
6511 Beaumont
Active since 7 October 1996
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0458.168.810
- VAT number
- BE 0458.168.810
- Registered office
- Rue Lambert(ST) 38, 6511 Beaumont
- Names & denominations
- EXCELL-ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 June 1996
- Peppol
- Active · Active since 26 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Activiteiten van syndici van onroerend goed
Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis