Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 14.9 to 6.5.
Financials
Financial year 2025
TOP CREATIES from Genk, company number BE0458025090, closed financial year 2025 with a result of € 974 after tax. For that financial year TOP CREATIES recorded a gross margin of € 426,399 and equity of € 260,603. Compared with financial year 2024, the result moved from € 1,891 to € 974. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ 260,603
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 974
▼ 49% vs 2024
Profit after tax over the fiscal year.
€ 1,514
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 192,432.
People and assets in 2025
6.5
▼ 4.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 277,914
▼ 43% vs 2024
€ 42,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,775
▼ 58% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 272,859
▲ 34% vs 2024
Loans from banks and other lenders, long and short.
€ 446,702
▲ € 350,637 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 105,134
▼ 41% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 785,680 | € 732,856 | € 699,858 | € 426,399 | ▼ 39% |
| Profit after taxes | € 70,243 | € 15,559 | € 1,891 | € 974 | ▼ 49% |
| Equity | € 242,179 | € 257,738 | € 259,629 | € 260,603 | |
| Total debts | € 870,870 | € 776,564 | € 539,122 | € 872,162 | ▲ 62% |
| Cash | - | € 34,758 | € 6,749 | € 1,514 | ▼ 78% |
| Retained profit | € 174,009 | € 189,567 | € 191,459 | € 192,432 | ▲ 1% |
| Bank debt | € 419,972 | € 277,258 | € 203,182 | € 272,859 | ▲ 34% |
| Balance sheet total | € 1,113,049 | € 1,034,302 | € 798,751 | € 1,132,765 | ▲ 42% |
| Employees (FTE) | 17.9 | 14.9 | 11.3 | 6.5 | ▼ 4.8 |
Key figures of TOP CREATIES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TOP CREATIES?
What happened at TOP CREATIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 974 (▼ 49% vs 2024). filed late Source: NBB ↗
- New establishment in Genk. KBO
- New establishment in Genk. KBO
- Start of the company according to the CBE. KBO
In short
From € 70,243 profit in 2022 to € 974 profit in 2025.
Paid € 18,133 in corporate taxes since 2022.
Best year ever: 2022, with € 70,243 profit.
On average € 65,600 of value added per employee in 2025.
A new publication or filing at TOP CREATIES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of S.T.D. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TOP CREATIESBehind TOP CREATIES are S.T.D. BV and Arlette Snyers. The shares are held by S.T.D. (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Labyed Abderrahim
Also active at: TRENDY FASHION OUTLET, Real Assets of Africa
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Woudstraat 5
3600 Genk
Hasseltweg 291
3600 Genk
Active since 7 February 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0458.025.090
- VAT number
- BE 0458.025.090
- Registered office
- Woudstraat 5, 3600 Genk
- Names & denominations
- TOP CREATIES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 May 1996
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Detailhandel in huishoudtextiel en beddengoed
Detailhandel in textiel
Groothandel in kleding, met uitzondering van werk- en onderkleding