Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAKKERIJ FRANK from Heist-op-den-Berg, company number BE0457850193, closed financial year 2025 with a result of € 1,487 after tax. For that financial year BAKKERIJ FRANK recorded a gross margin of € 95,920 and equity of € 49,901. Compared with financial year 2024, the result moved from € -3,742 to € 1,487. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 7, 2026.
€ 49,901
▼ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,487
▲ still € 3,742 loss in 2024
Profit after tax over the fiscal year.
€ 15,115
▲ 146% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 22,257 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 48,855
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 33,885
▲ 102% vs 2024
Of which on lease € 10,917.
Debts at end 2025
€ 32,587
▲ 72% vs 2024
€ 12,206 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 17,284
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,142
▼ 7% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 94,907 | € 87,606 | € 92,252 | € 95,920 | ▲ 4% |
| Profit after taxes | € 322 | € -2,702 | € -3,742 | € 1,487 | ▲ € 5,229 |
| Equity | € 77,115 | € 74,413 | € 70,671 | € 49,901 | ▼ 29% |
| Total debts | € 87,671 | € 82,218 | € 50,943 | € 77,173 | ▲ 51% |
| Cash | € 8,653 | € 5,299 | € 6,141 | € 15,115 | ▲ 146% |
| Land & buildings | € 113,956 | € 97,058 | € 72,321 | € 52,347 | ▼ 28% |
| Retained profit | € 27,537 | € 24,835 | € 21,092 | € 322 | ▼ 98% |
| Dividend | € 0 | € 0 | € 0 | € 22,257 | |
| Bank debt | € 51,597 | € 44,039 | € 19,001 | € 32,587 | ▲ 72% |
| Balance sheet total | € 164,786 | € 156,632 | € 121,614 | € 127,074 | ▲ 4% |
Key figures of BAKKERIJ FRANK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BAKKERIJ FRANK?
What happened at BAKKERIJ FRANK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,487. Source: NBB ↗
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 322 profit in 2022 to € 1,487 profit in 2025.
Paid € 2,097 in corporate taxes since 2022.
Best year ever: 2025, with € 1,487 profit.
Paid out € 22,257 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BAKKERIJ FRANK are Nancy Van Kerckhoven and FRANK DOCKX.
Directors
According to the 2025 annual accounts
Nancy Van Kerckhoven
Director
FRANK DOCKX
Director
Establishments
Establishment units
Physical locations of this company
Hoge Brugstraat 3 box A
2220 Heist-op-den-Berg
Hoge Brugstraat 3 A
2220 Heist-op-den-Berg
Active since 16 July 1996
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
ONECOM, DK
Domain
Domain
bakkerijfrank.com
Registered
2016-05-26
Registrar
One.com A/S
Expires
2026-05-26
Website info
Features
Security
Network
Details
- Company number
- 0457.850.193
- VAT number
- BE 0457.850.193
- Registered office
- Hoge Brugstraat 3 bus A, 2220 Heist-op-den-Berg
- Names & denominations
- BAKKERIJ FRANK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 April 1996
- Peppol
- Active · Active since 14 Feb 2025
- Contact
- bakkerijfrank.com
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk