Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAMS from Beringen, company number BE0457849502, closed financial year 2025 with a result of € -43,060 after tax. For that financial year BAMS recorded a gross margin of € -12,601 and equity of € -56,421. Compared with financial year 2024, the result moved from € -18,077 to € -43,060. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ -56,421
▼ € 43,060 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -43,060
▼ 138 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -75,401.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 23,715
▼ 38% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 16,703
▲ 180% vs 2024
Loans from banks and other lenders, long and short.
€ 6,084
▼ 71% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,536
▲ 10% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 117,637 | € 96,564 | € 31,094 | € -12,601 | ▼ € 43,695 |
| Profit after taxes | € 19,796 | € 5,612 | € -18,077 | € -43,060 | ▼ € 24,983 |
| Equity | € -895 | € 4,716 | € -13,361 | € -56,421 | ▼ € 43,060 |
| Total debts | € 70,148 | € 40,179 | € 56,729 | € 78,872 | ▲ 39% |
| Cash | € 24,836 | - | - | - | |
| Land & buildings | € 736 | € 402 | € 282 | - | |
| Retained profit | € -19,876 | € -14,264 | € -32,341 | € -75,401 | ▼ € 43,060 |
| Bank debt | € 837 | € 6,777 | € 5,956 | € 16,703 | ▲ 180% |
| Balance sheet total | € 69,252 | € 44,896 | € 43,368 | € 22,451 | ▼ 48% |
Key figures of BAMS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BAMS?
What happened at BAMS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 43,060. Source: NBB ↗
- New establishment in Beringen. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,796 profit in 2022 to € 43,060 loss in 2025.
Paid € 1,733 in corporate taxes since 2022.
Best year ever: 2022, with € 19,796 profit.
Management
Behind BAMS is JAAK BAMS. JAAK BAMS is also behind KARATE VLAANDEREN and ZANSHIN KARATE CENTER.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Genebroekstraat 107
3581 Beringen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
TRANSIP-AS Amsterdam, the Netherlands, NL
Website info
Features
Security
Details
- Company number
- 0457.849.502
- VAT number
- BE 0457.849.502
- Registered office
- Genebroekstraat 107, 3581 Beringen
- Names & denominations
- BAMS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 April 1996
- Peppol
- Active · Active since 11 Nov 2025
- Contact
- bams-dakwerken.be
- Activities · NACE
Dakwerkzaamheden
Dakbedekking en bouw van dakconstructies