Financials
Financial year 2025
dB & A Assureurs (de Biolley et Afano) from Huy, company number BE0457841483, closed financial year 2025 with a result of € 12,517 after tax. For that financial year dB & A Assureurs (de Biolley et Afano) recorded a gross margin of € 73,303 and equity of € 67,805. Compared with financial year 2024, the result moved from € 6,035 to € 12,517. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ 67,805
▲ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,517
▲ 107% vs 2024
Profit after tax over the fiscal year.
€ 24,319
▲ € 20,569 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 26,902.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 44,594
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,677
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 41,898
▼ 13% vs 2024
€ 7,936 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 5,703
▲ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,927
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 42,225 | € 26,195 | € 59,597 | € 73,303 | ▲ 23% |
| Profit after taxes | € -5,253 | € -23,421 | € 6,035 | € 12,517 | ▲ 107% |
| Equity | € 72,674 | € 49,253 | € 55,288 | € 67,805 | ▲ 23% |
| Total debts | € 20,480 | € 98,147 | € 89,045 | € 76,206 | ▼ 14% |
| Cash | € 13,367 | € 2,407 | € 3,750 | € 24,319 | ▲ € 20,569 |
| Land & buildings | - | € 45,153 | € 49,535 | € 44,745 | ▼ 10% |
| Retained profit | € 35,489 | € 8,350 | € 14,384 | € 26,902 | ▲ 87% |
| Bank debt | € 4,451 | € 53,673 | € 47,887 | € 41,898 | ▼ 13% |
| Balance sheet total | € 93,154 | € 147,400 | € 144,333 | € 144,011 |
Key figures of dB & A Assureurs (de Biolley et Afano), fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to dB & A Assureurs (de Biolley et Afano)?
What happened at dB & A Assureurs (de Biolley et Afano) in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,517 (▲ 107% vs 2024). filed late Source: NBB ↗
- New establishment in Huy. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,253 loss in 2022 to € 12,517 profit in 2025.
Paid € 7,405 in corporate taxes since 2022.
Best year ever: 2025, with € 12,517 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of LVMA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
dB & A Assureurs (de Biolley et Afano)Behind dB & A Assureurs (de Biolley et Afano) are LVMA ASSUR and Laurence MOLLE. The shares are held by LVMA (100%).
Directors
According to the 2025 annual accounts
Director · represented by Vincent AFANO
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue de la Croix-Rouge 3 i
4500 Huy
Avenue de la Croix-Rouge 3i
4500 Huy
Active since 4 September 1996
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
HETZNER-AS, DE
Website info
Features
Security
Details
- Company number
- 0457.841.483
- VAT number
- BE 0457.841.483
- Registered office
- Avenue de la Croix-Rouge 3 i, 4500 Huy
- Names & denominations
- dB & A Assureurs (de Biolley et Afano) · dB & A Assureurs
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 April 1996
- Peppol
- Active · Active since 13 Apr 2026
- Contact
- assurancesdebiolley.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten