Financials
Financial year 2025
Fine Dining & Living from Geel, company number BE0457718254, closed financial year 2025 with a result of € 2 million after tax. For that financial year Fine Dining & Living recorded revenue of € 25.9 million and equity of € 9.4 million. Compared with financial year 2024, the result moved from € 2.8 million to € 2 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 9.4 million
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2 million
▼ 28% vs 2024
Profit after tax over the fiscal year.
€ 254,392
▲ € 194,512 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.3 million paid out
61 % of the profit went to the shareholders, mostly to FD&L Group (100 % of the shares). That is where the money ends up.
People and assets in 2025
39.2
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.9 million
▲ 12% vs 2024
€ 73,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 495,875
▼ 11% vs 2024
Of which on lease € 9,349.
Debts at end 2025
€ 3.4 million
▲ 3% vs 2024
€ 861,090 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2.4 million
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 44 days on average.
€ 1.8 million
▲ 188% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 25,124,690 | € 23,737,437 | € 25,170,178 | € 25,942,266 | ▲ 3% |
| Profit after taxes | € 2,798,261 | € 2,659,006 | € 2,821,725 | € 2,043,614 | ▼ 28% |
| Equity | € 9,978,103 | € 6,887,109 | € 8,558,834 | € 9,352,448 | ▲ 9% |
| Total debts | € 5,497,073 | € 6,684,741 | € 7,258,465 | € 8,823,843 | ▲ 22% |
| Cash | € 161,878 | € 816,968 | € 59,881 | € 254,392 | ▲ € 194,512 |
| Land & buildings | € 62,371 | € 99,634 | € 117,745 | € 107,827 | ▼ 8% |
| Retained profit | € 8,978,103 | € 5,887,109 | € 7,558,834 | € 8,352,448 | ▲ 10% |
| Dividend | € 1,500,000 | € 5,750,000 | € 1,150,000 | € 1,250,000 | ▲ 9% |
| Bank debt | € 1,317,211 | € 2,324,688 | € 3,256,126 | € 3,367,920 | ▲ 3% |
| Balance sheet total | € 15,475,176 | € 13,571,850 | € 15,817,299 | € 18,176,291 | ▲ 15% |
| Employees (FTE) | 38.5 | 36.9 | 38.7 | 39.2 | ▲ 0.5 |
Key figures of Fine Dining & Living, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Fine Dining & Living?
What happened at Fine Dining & Living in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Axvan BV stepped down as director. NBB
- Keti BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2 million (▼ 28% vs 2024). Source: NBB ↗
- Axvan BV became a director. NBB
- Keti BV became a director. NBB
- New establishment in Geel. KBO
- Start of the company according to the CBE. KBO
In short
From € 2.8 million profit in 2022 to € 2 million profit in 2025.
Paid € 3.5 million in corporate taxes since 2022.
Best year ever: 2024, with € 2.8 million profit.
Paid out € 9.7 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FD&L Group comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Fine Dining & LivingThe shares are held by FD&L Group (100%).
Directors
According to the 2025 annual accounts
Director · represented by Jonas Vandecruys
Also active at: FD&L Real Estate, FD&L MANAGEMENT, FD&L Group
since 2025 · until 2031
since 2025 · until 2031
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Herentalseweg 66
2440 Geel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.718.254
- VAT number
- BE 0457.718.254
- Registered office
- Herentalseweg 66, 2440 Geel
- Names & denominations
- Fine Dining & Living
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 April 1996
- Peppol
- Active · Active since 14 Oct 2025
- Activities · NACE
Groothandel in niet-elektrische huishoudelijke artikelen
Groothandel in vaat- en glaswerk
Detailhandel in artikelen voor verlichting en woninginrichting
Detailhandel in elektrische huishoudapparaten
Overige niet-gespecialiseerde detailhandel
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Detailhandel in verlichtingsartikelen
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
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