Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ALBERT COLLECTION from Comines-Warneton, company number BE0457604725, closed financial year 2025 with a result of € 1,584 after tax. For that financial year ALBERT COLLECTION recorded a gross margin of € 151,162 and equity of € 170,145. Compared with financial year 2024, the result moved from € 9,718 to € 1,584. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 170,145
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,584
▼ 84% vs 2024
Profit after tax over the fiscal year.
€ 108,899
▼ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 163,948.
People and assets in 2025
2.2
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 102,587
▼ 22% vs 2024
€ 46,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,010
▲ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 177,381
▼ 10% vs 2024
€ 20,606 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 33,767
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 75,417
▼ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 120,640 | € 139,430 | € 183,668 | € 151,162 | ▼ 18% |
| Profit after taxes | € 1,825 | € -23,119 | € 9,718 | € 1,584 | ▼ 84% |
| Equity | € 181,962 | € 158,843 | € 168,561 | € 170,145 | ▲ 1% |
| Total debts | € 302,854 | € 456,296 | € 432,414 | € 377,145 | ▼ 13% |
| Cash | € 153,375 | € 143,389 | € 148,017 | € 108,899 | ▼ 26% |
| Retained profit | € 175,765 | € 152,646 | € 162,364 | € 163,948 | ▲ 1% |
| Dividend | € 19,190 | € 0 | € 0 | € 0 | |
| Bank debt | € 144,331 | € 223,556 | € 197,262 | € 177,381 | ▼ 10% |
| Balance sheet total | € 484,817 | € 615,139 | € 600,976 | € 547,290 | ▼ 9% |
| Employees (FTE) | - | 2.8 | 2.8 | 2.2 | ▼ 0.6 |
Key figures of ALBERT COLLECTION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ALBERT COLLECTION?
What happened at ALBERT COLLECTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,584 (▼ 84% vs 2024). Source: NBB ↗
- New establishment in Comines-Warneton. KBO
- Sandrine Catteau became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,825 profit in 2022 to € 1,584 profit in 2025.
Paid € 9,045 in corporate taxes since 2022.
Best year ever: 2024, with € 9,718 profit.
On average € 68,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ALBERT COLLECTION is Sandrine Catteau.
Directors
According to the 2025 annual accounts
Sandrine Catteau
Director
since 1996
Establishments
Establishment units
Physical locations of this company
Voorstadstraat(KOM) 68-70-72
7780 Comines-Warneton
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.604.725
- VAT number
- BE 0457.604.725
- Registered office
- Voorstadstraat(KOM) 68-70-72, 7780 Comines-Warneton
- Names & denominations
- ALBERT COLLECTION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 1996
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
Detailhandel in overige sportartikelen
Gespecialiseerde detailhandel in sport- en kampeerartikelen
Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels
Detailhandel in overig textiel
Detailhandel in schoeisel
Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen
Detailhandel in huismeubilair
Detailhandel in andere huishoudelijke artikelen, neg
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