Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
STEDEKO from Pepingen, company number BE0457532766, closed financial year 2025 with a result of € -898 after tax. For that financial year STEDEKO recorded a gross margin of € 11,809 and equity of € -11,009. Compared with financial year 2024, the result moved from € 3,204 to € -898. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -11,009
▼ € 898 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -898
▼ still € 3,204 profit in 2024
Profit after tax over the fiscal year.
€ 342
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -29,559.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,927
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 412
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,135 | € 10,781 | € 12,587 | € 11,809 | ▼ 6% |
| Profit after taxes | € 1,877 | € 1,440 | € 3,204 | € -898 | ▼ € 4,102 |
| Equity | € -14,754 | € -13,315 | € -10,110 | € -11,009 | ▼ € 898 |
| Total debts | € 130,976 | € 125,438 | € 118,026 | € 154,016 | ▲ 30% |
| Cash | € 339 | € 256 | € 339 | € 342 | ▲ 1% |
| Land & buildings | € 107,528 | € 104,350 | € 101,173 | € 97,995 | ▼ 3% |
| Retained profit | € -33,304 | € -31,865 | € -28,660 | € -29,559 | ▼ € 898 |
| Bank debt | € 88,181 | € 88,181 | € 88,181 | € 0 | ▼ 100% |
| Balance sheet total | € 116,222 | € 112,124 | € 107,915 | € 143,008 | ▲ 33% |
Key figures of STEDEKO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEDEKO?
What happened at STEDEKO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 898 (▼ € 4,102 vs 2024). filed late Source: NBB ↗
- New establishment in Halle. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,877 profit in 2022 to € 898 loss in 2025.
Best year ever: 2024, with € 3,204 profit.
Management
Behind STEDEKO is FRANCIS STENGELS.
Directors
According to the 2025 annual accounts
FRANCIS STENGELS
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Trapstraat(BE) 49
1674 Pepingen
Nachtegaalstraat 116
1501 Halle
Active since 20 May 1996
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.532.766
- VAT number
- BE 0457.532.766
- Registered office
- Trapstraat(BE) 49, 1674 Pepingen
- Names & denominations
- STEDEKO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 March 1996
- Peppol
- Not registered