Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
ANDA-DECLERCQ from Somme-Leuze, company number BE0457524353, closed financial year 2025 with a result of € 410,367 after tax. For that financial year ANDA-DECLERCQ recorded a gross margin of € 1.6 million and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 166,178 to € 410,367. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ 1.4 million
▲ 43% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 410,367
▲ 147% vs 2024
Profit after tax over the fiscal year.
€ 0
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
1.2
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 36,146
▼ 46% vs 2024
€ 30,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 50,319
▲ € 40,744 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12.8 million
▲ 4% vs 2024
€ 1.1 million is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 576,154
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,291
▼ 62% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,339,514 | € 1,328,929 | € 1,318,138 | € 1,564,343 | ▲ 19% |
| Profit after taxes | € 154,589 | € 15,173 | € 166,178 | € 410,367 | ▲ 147% |
| Equity | € 771,743 | € 786,916 | € 953,094 | € 1,363,461 | ▲ 43% |
| Total debts | € 13,648,179 | € 14,422,286 | € 14,223,979 | € 14,996,008 | ▲ 5% |
| Cash | € 224,705 | € 77,279 | € 0 | € 0 | |
| Land & buildings | € 12,234,912 | € 13,188,910 | € 13,762,719 | € 14,712,222 | ▲ 7% |
| Retained profit | € 709,770 | € 724,943 | € 891,121 | € 1,301,488 | ▲ 46% |
| Bank debt | € 4,613,235 | € 13,131,985 | € 12,364,849 | € 12,813,102 | ▲ 4% |
| Balance sheet total | € 14,419,922 | € 15,209,202 | € 15,177,073 | € 16,359,469 | ▲ 8% |
| Employees (FTE) | 3.1 | 2.5 | 2.7 | 1.2 | ▼ 1.5 |
Key figures of ANDA-DECLERCQ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to ANDA-DECLERCQ?
What happened at ANDA-DECLERCQ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 410,367 (▲ 147% vs 2024). Source: NBB ↗
- New establishment in Durbuy. KBO
- New establishment in Somme-Leuze. KBO
- Start of the company according to the CBE. KBO
In short
From € 154,589 profit in 2022 to € 410,367 profit in 2025.
Paid € 209,595 in corporate taxes since 2022.
Best year ever: 2025, with € 410,367 profit.
On average € 1.3 million of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ANDA-DECLERCQ are Bart Lavent and Lara Consult. Bart Lavent is also behind LARA CONSULT.
Directors
According to the 2025 annual accounts
Director · represented by Jacques Nyssen
Establishments
Establishment units
Physical locations of this company
Passage Alphonse Laffut, Bonsin 1
5377 Somme-Leuze
Rue des Basses (Petite Somme) 43
6940 Durbuy
Active since 18 April 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.524.353
- VAT number
- BE 0457.524.353
- Registered office
- Passage Alphonse Laffut, Bonsin 1, 5377 Somme-Leuze
- Names & denominations
- ANDA-DECLERCQ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 1996
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Gemengd landbouwbedrijf
Groothandel in textiel
Detailhandel in huishoudtextiel en beddengoed
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Groothandel in huishoudtextiel en beddengoed
Groothandel in zuivelproducten en eieren
Detailhandel in textiel
Handelsbemiddeling in goederen, algemeen assortiment