What is the address of DEFA FINANCE?

The registered office of DEFA FINANCE is located at Dorp-Oost 20, 9080 Lochristi.

Is DEFA FINANCE still active?

Yes. According to the CBE (30 October 2026) DEFA FINANCE is active, legal situation “Normale toestand”, started on 4 March 1996.

Is DEFA FINANCE registered on Peppol?

No, DEFA FINANCE is currently not registered on the Peppol network.

What is the enterprise number of DEFA FINANCE?

The enterprise number of DEFA FINANCE is BE0457423789.

When was DEFA FINANCE founded?

DEFA FINANCE was founded on 4 March 1996.

Who are the directors of DEFA FINANCE?

According to the 2025 annual accounts, the directors of DEFA FINANCE are: ANGELIQUE DEKESEL, JEAN-MARC DEKESEL.

Is DEFA FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 4 March 1996; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did DEFA FINANCE make in 2025?

DEFA FINANCE posted a profit after taxes of € 40,593 in financial year 2025.

What is the revenue of DEFA FINANCE?

As a small company, DEFA FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 99,714.

DEFA FINANCE (Private Limited) - Lochristi - BE0457423789

Q: What does DEFA FINANCE do?

DEFA FINANCE is filed with the CBE under the catch-all “Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen”, a code that says little about what the company actually does. Private Limited, started on 4 March 1996, 1 establishment.

Dossier DEFA FINANCE, printed on 30 October 2026 from databakkes.be/en/0457423789/defa-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

DEFA FINANCE from Lochristi, company number BE0457423789, closed financial year 2025 with a result of € 40,593 after tax. For that financial year DEFA FINANCE recorded a gross margin of € 99,714 and equity of € 418,195. Compared with financial year 2024, the result moved from € 23,039 to € 40,593. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 23, 2026.

What it is worth Growing

€ 418,195

▲ 11% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 40,593

▲ 76% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 278,676

▲ 21% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 399,595.

People and assets in 2025

Wage cost

€ 45,253

▲ 16% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 3,219

▲ 15% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,976

▼ 67% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,645

▼ 1% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 52,953 Gross margin 2022: € 52,953 First fiscal year in the series	€ 36,206 Gross margin 2023: € 36,206 ▼ 32% vs 2022 (€ 52,953) Unfavourable step	€ 48,755 Gross margin 2024: € 48,755 ▲ 35% vs 2023 (€ 36,206) Favourable step	€ 99,714 Gross margin 2025: € 99,714 ▲ 105% vs 2024 (€ 48,755) Favourable step	▲ 105%
Profit after taxes	€ 4,906 Profit after taxes 2022: € 4,906 First fiscal year in the series	€ -12,654 Profit after taxes 2023: € -12,654 ▼ € 17,560 vs 2022 (€ 4,906) Unfavourable step	€ 23,039 Profit after taxes 2024: € 23,039 ▲ € 35,693 vs 2023 (€ -12,654) Favourable step	€ 40,593 Profit after taxes 2025: € 40,593 ▲ 76% vs 2024 (€ 23,039) Favourable step	▲ 76%
Equity	€ 409,759 Equity 2022: € 409,759 First fiscal year in the series	€ 380,153 Equity 2023: € 380,153 ▼ 7% vs 2022 (€ 409,759) Unfavourable step	€ 377,602 Equity 2024: € 377,602 ▼ 1% vs 2023 (€ 380,153) Unfavourable step	€ 418,195 Equity 2025: € 418,195 ▲ 11% vs 2024 (€ 377,602) Favourable step	▲ 11%
Total debts	€ 14,009 Total debts 2022: € 14,009 First fiscal year in the series	€ 74,558 Total debts 2023: € 74,558 ▲ € 60,549 vs 2022 (€ 14,009) Unfavourable step	€ 38,061 Total debts 2024: € 38,061 ▼ 49% vs 2023 (€ 74,558) Favourable step	€ 45,800 Total debts 2025: € 45,800 ▲ 20% vs 2024 (€ 38,061) Unfavourable step	▲ 20%
Cash	€ 226,936 Cash 2022: € 226,936 First fiscal year in the series	€ 248,149 Cash 2023: € 248,149 ▲ 9% vs 2022 (€ 226,936) Favourable step	€ 230,532 Cash 2024: € 230,532 ▼ 7% vs 2023 (€ 248,149) Unfavourable step	€ 278,676 Cash 2025: € 278,676 ▲ 21% vs 2024 (€ 230,532) Favourable step	▲ 21%
Land & buildings	€ 110,012 Land & buildings 2022: € 110,012 First fiscal year in the series	€ 104,623 Land & buildings 2023: € 104,623 ▼ 5% vs 2022 (€ 110,012) Unchanged	€ 99,235 Land & buildings 2024: € 99,235 ▼ 5% vs 2023 (€ 104,623) Unchanged	€ 93,847 Land & buildings 2025: € 93,847 ▼ 5% vs 2024 (€ 99,235) Unchanged	▼ 5%
Retained profit	€ 391,159 Retained profit 2022: € 391,159 First fiscal year in the series	€ 361,553 Retained profit 2023: € 361,553 ▼ 8% vs 2022 (€ 391,159) Unfavourable step	€ 359,002 Retained profit 2024: € 359,002 ▼ 1% vs 2023 (€ 361,553) Unfavourable step	€ 399,595 Retained profit 2025: € 399,595 ▲ 11% vs 2024 (€ 359,002) Favourable step	▲ 11%
Dividend	€ 52,214 Dividend 2022: € 52,214 First fiscal year in the series	€ 16,952 Dividend 2023: € 16,952 ▼ 68% vs 2022 (€ 52,214) Unchanged	€ 25,590 Dividend 2024: € 25,590 ▲ 51% vs 2023 (€ 16,952) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 25,590) Unchanged	▼ 100%
Bank debt	€ 1,443 Bank debt 2022: € 1,443 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 1,443) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 423,769 Balance sheet total 2022: € 423,769 First fiscal year in the series	€ 454,711 Balance sheet total 2023: € 454,711 ▲ 7% vs 2022 (€ 423,769) Unchanged	€ 415,663 Balance sheet total 2024: € 415,663 ▼ 9% vs 2023 (€ 454,711) Unchanged	€ 463,996 Balance sheet total 2025: € 463,996 ▲ 12% vs 2024 (€ 415,663) Unchanged	▲ 12%

Key figures of DEFA FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DEFA FINANCE?

What happened at DEFA FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 23, 2026 New annual accounts for financial year 2025: profit of € 40,593 (▲ 76% vs 2024). filed late Source: NBB ↗
Mar 25, 1996 New establishment in Gent. KBO
Mar 4, 1996 Start of the company according to the CBE. KBO

In short

From € 4,906 profit in 2022 to € 40,593 profit in 2025.

Paid € 28,925 in corporate taxes since 2022.

Best year ever: 2025, with € 40,593 profit.

Paid out € 94,757 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

ANGELIQUE DEKESEL JEAN-MARC DEKESEL

DEFA FINANCE

Behind DEFA FINANCE are ANGELIQUE DEKESEL and JEAN-MARC DEKESEL.

Directors

According to the 2025 annual accounts

ANGELIQUE DEKESEL

Director

JEAN-MARC DEKESEL

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Dorp-Oost 20

9080 Lochristi

2.075.773.076

Ekkergemstraat 18

9000 Gent

Active since 25 March 1996

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0457.423.789

VAT number

BE 0457.423.789

Registered office

Dorp-Oost 20, 9080 Lochristi

Names & denominations

DEFA FINANCE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

4 March 1996

Peppol

Not registered

Activities · NACE

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.

View on CBE Public ↗ Annual accounts (NBB) ↗

DEFA FINANCE

Warning lights

Financials

What happened to DEFA FINANCE?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions