Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NARAI from Putte, company number BE0457019458, closed financial year 2025 with a result of € 2,150 after tax. For that financial year NARAI recorded a gross margin of € 21,898 and equity of € -18,952. Compared with financial year 2024, the result moved from € 18,857 to € 2,150. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ -18,952
▲ € 2,150 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,150
▼ 89% vs 2024
Profit after tax over the fiscal year.
€ 31,741
▲ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -25,158.
People and assets in 2025
€ 39,404
▼ 26% vs 2024
Of which on lease € 39,404.
Debts at end 2025
€ 38,538
▼ 23% vs 2024
€ 12,568 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 6,686
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 194
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,365 | € 19,779 | € 41,518 | € 21,898 | ▼ 47% |
| Profit after taxes | € 2,483 | € 13,330 | € 18,857 | € 2,150 | ▼ 89% |
| Equity | € -53,290 | € -39,960 | € -21,102 | € -18,952 | ▲ € 2,150 |
| Total debts | € 58,521 | € 131,682 | € 117,101 | € 103,973 | ▼ 11% |
| Cash | € 2,192 | € 12,865 | € 25,070 | € 31,741 | ▲ 27% |
| Retained profit | € -59,495 | € -46,165 | € -27,307 | € -25,158 | ▲ € 2,150 |
| Bank debt | € 0 | € 60,719 | € 50,094 | € 38,538 | ▼ 23% |
| Balance sheet total | € 5,231 | € 91,723 | € 95,999 | € 85,020 | ▼ 11% |
Key figures of NARAI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to NARAI?
What happened at NARAI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,150 (▼ 89% vs 2024). Source: NBB ↗
- New establishment in Putte. KBO
- Karl Pepermans became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,483 profit in 2022 to € 2,150 profit in 2025.
Best year ever: 2024, with € 18,857 profit.
Management
Behind NARAI are Francisca Van Houtvinck and Karl Pepermans.
Directors
According to the 2025 annual accounts
Francisca Van Houtvinck
Director
Karl Pepermans
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Molenlei 1 box 301
2580 Putte
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.019.458
- VAT number
- BE 0457.019.458
- Registered office
- Molenlei 1 bus 301, 2580 Putte
- Names & denominations
- NARAI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 1996
- Peppol
- Active · Active since 13 Aug 2025
- Activities · NACE
Diensten voor personenvervoer op aanvraag per voertuig met chauffeur
Detailhandel in artikelen voor verlichting en woninginrichting
Exploitatie van taxi's
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Personenvervoer over de weg zonder dienstregeling
Detailhandel in verlichtingsartikelen
Detailhandel in huismeubilair
Detailhandel in meubels
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