Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FA-TA: FOTOGRAFIE & ARCHITECTUUR - TIBO & ALAIN from Stekene, company number BE0456977292, closed financial year 2025 with a result of € -6,266 after tax. For that financial year FA-TA: FOTOGRAFIE & ARCHITECTUUR - TIBO & ALAIN recorded a gross margin of € -1,330 and equity of € -55,293. Compared with financial year 2024, the result moved from € -12,016 to € -6,266. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ -55,293
▼ € 6,266 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,266
▲ 48 % less loss than in 2024
Profit after tax over the fiscal year.
€ 18,297
▲ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -63,358.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 13,000
▼ 19% vs 2024
€ 3,000 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1,451
▲ € 1,161 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,876 | € 1,318 | € 2,397 | € -1,330 | ▼ € 3,727 |
| Profit after taxes | € -8,419 | € -8,942 | € -12,016 | € -6,266 | ▲ € 5,750 |
| Equity | € -28,070 | € -37,011 | € -49,027 | € -55,293 | ▼ € 6,266 |
| Total debts | € 75,941 | € 85,331 | € 85,807 | € 89,546 | ▲ 4% |
| Cash | € 6,583 | € 14,828 | € 16,461 | € 18,297 | ▲ 11% |
| Land & buildings | € 19,978 | € 17,124 | € 14,270 | € 11,416 | ▼ 20% |
| Retained profit | € -36,134 | € -45,076 | € -57,092 | € -63,358 | ▼ € 6,266 |
| Bank debt | € 27,500 | € 19,425 | € 16,000 | € 13,000 | ▼ 19% |
| Balance sheet total | € 47,872 | € 48,320 | € 36,780 | € 34,253 | ▼ 7% |
Key figures of FA-TA: FOTOGRAFIE & ARCHITECTUUR - TIBO & ALAIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FA-TA: FOTOGRAFIE & ARCHITECTUUR - TIBO & ALAIN?
What happened at FA-TA: FOTOGRAFIE & ARCHITECTUUR - TIBO & ALAIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,266. Source: NBB ↗
- New establishment in Stekene. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,419 loss in 2022 to € 6,266 loss in 2025.
Paid € 635 in corporate taxes since 2022.
Management
Behind FA-TA: FOTOGRAFIE & ARCHITECTUUR - TIBO & ALAIN is Alain De Saegher.
Directors
According to the 2025 annual accounts
Alain De Saegher
Director
Establishments
Establishment units
Physical locations of this company
Kerkstraat(STE) 76 box A
9190 Stekene
Kerkstraat(STE) 76A
9190 Stekene
Active since 7 May 1996
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0456.977.292
- VAT number
- BE 0456.977.292
- Registered office
- Kerkstraat(STE) 76 bus A, 9190 Stekene
- Names & denominations
- FA-TA: FOTOGRAFIE & ARCHITECTUUR - TIBO & ALAIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1995
- Peppol
- Active · Active since 24 Nov 2025
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