Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 15.2 to 13.1.
Financials
Financial year 2025
FAIRAMA from Tournai, company number BE0456957793, closed financial year 2025 with a result of € -86,483 after tax. For that financial year FAIRAMA recorded revenue of € 2.5 million and equity of € 202,777. Compared with financial year 2024, the result moved from € -130,388 to € -86,483. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 202,777
▼ 30% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -86,483
▲ 34 % less loss than in 2024
Profit after tax over the fiscal year.
€ 382,092
▲ € 332,548 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -169,063.
People and assets in 2025
13.1
▼ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 483,830
▼ 15% vs 2024
€ 36,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 31,282
▲ 180% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 714,223
▲ 168% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 125 days on average.
€ 65,034
▼ 31% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 2,477,241 | |
| Gross margin | € 617,754 | € 471,684 | € 499,968 | - | |
| Profit after taxes | € -28,321 | € -138,029 | € -130,388 | € -86,483 | ▲ € 43,905 |
| Equity | € 557,678 | € 419,649 | € 289,261 | € 202,777 | ▼ 30% |
| Total debts | € 633,110 | € 730,231 | € 681,989 | € 1,211,976 | ▲ 78% |
| Cash | € 50,569 | € 69,295 | € 49,544 | € 382,092 | ▲ € 332,548 |
| Retained profit | € 185,838 | € 47,809 | € -82,579 | € -169,063 | ▼ € 86,483 |
| Bank debt | € 8,362 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 1,190,788 | € 1,149,881 | € 971,250 | € 1,414,753 | ▲ 46% |
| Employees (FTE) | 15.7 | 15.2 | 14.7 | 13.1 | ▼ 1.6 |
Key figures of FAIRAMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FAIRAMA?
What happened at FAIRAMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 86,483. filed late Source: NBB ↗
- H.V.H. BV became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,321 loss in 2022 to € 86,483 loss in 2025.
Paid € 1,950 in corporate taxes since 2022.
On average € 34,000 of value added per employee in 2024.
Pays suppliers within 125 days on average.
A new publication or filing at FAIRAMA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Herodot comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FAIRAMABehind FAIRAMA is H.V.H. BV. The shares are held by Herodot (100%).
Directors
According to the 2025 annual accounts
Director · represented by Henri Pieter Verbeek
Also active at: IMMO - DUMBO, GABOMA, BRICOSHOP, BRICOMARKT, A.D.C. MONTAGEWERKEN, HOBOMAT, EDERS, DOERAMA +5 more
since 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles(TOU) 376
7500 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0456.957.793
- VAT number
- BE 0456.957.793
- Registered office
- Chaussée de Bruxelles(TOU) 376, 7500 Tournai
- Names & denominations
- FAIRAMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1995
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Groothandel in hout
Groothandel in sport- en kampeerartikelen, met uitzondering van fietsen
Groothandel in bouwmaterialen, algemeen assortiment
Groothandel in bloemen en planten
Groothandel in ijzerwaren
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
+1