ARMA is a supermarket in Herk-de-Stad. Private Limited, started on 10 January 1996, 1 establishment.

What is the address of ARMA?

The registered office of ARMA is located at Sint-Jorislaan 188, 3540 Herk-de-Stad.

Is ARMA still active?

Yes. According to the CBE (29 October 2026) ARMA is active, legal situation “Normale toestand”, started on 10 January 1996.

Is ARMA registered on Peppol?

Yes, ARMA is registered on the Peppol network with ID 0208:0456787351.

What is the enterprise number of ARMA?

The enterprise number of ARMA is BE0456787351.

When was ARMA founded?

ARMA was founded on 10 January 1996.

Who are the directors of ARMA?

According to the 2025 annual accounts, the directors of ARMA are: Jean-Libert Abrams.

Is ARMA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 January 1996; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did ARMA make in 2025?

ARMA posted a profit after taxes of € 947 in financial year 2025.

What is the revenue of ARMA?

As a small company, ARMA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 236,672.

How much does an employee at ARMA earn?

The average wage cost per full-time employee at ARMA was € 30,500 in 2025: staff costs of € 106,798 for 3.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ARMA have?

According to the 2025 annual accounts, ARMA has 3.5 full-time equivalents (FTE).

ARMA (Private Limited) - Herk-de-Stad - BE0456787351

Dossier ARMA, printed on 29 October 2026 from databakkes.be/en/0456787351/arma. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Shrinking team NBB

FTE fell two years in a row, from 5 to 3.5.

Financials

Financial year 2025

ARMA from Herk-de-Stad, company number BE0456787351, closed financial year 2025 with a result of € 947 after tax. For that financial year ARMA recorded a gross margin of € 236,672 and equity of € 372,271. Compared with financial year 2024, the result moved from € 54,873 to € 947. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.

What it is worth Growing

€ 372,271

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 947

▼ 98% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 64,490

▼ 29% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 224,665.

People and assets in 2025

Full-time equivalents

3.5

▼ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 106,798

▼ 13% vs 2024

€ 30,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 333,264

▼ 22% vs 2024

€ 83,463 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 60,087

▼ 14% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 37,355

▼ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 314,763 Gross margin 2022: € 314,763 First fiscal year in the series	€ 345,495 Gross margin 2023: € 345,495 ▲ 10% vs 2022 (€ 314,763) Favourable step	€ 337,035 Gross margin 2024: € 337,035 ▼ 2% vs 2023 (€ 345,495) Unfavourable step	€ 236,672 Gross margin 2025: € 236,672 ▼ 30% vs 2024 (€ 337,035) Unfavourable step	▼ 30%
Profit after taxes	€ 7,828 Profit after taxes 2022: € 7,828 First fiscal year in the series	€ 34,644 Profit after taxes 2023: € 34,644 ▲ € 26,815 vs 2022 (€ 7,828) Favourable step	€ 54,873 Profit after taxes 2024: € 54,873 ▲ 58% vs 2023 (€ 34,644) Favourable step	€ 947 Profit after taxes 2025: € 947 ▼ 98% vs 2024 (€ 54,873) Unfavourable step	▼ 98%
Equity	€ 281,806 Equity 2022: € 281,806 First fiscal year in the series	€ 316,450 Equity 2023: € 316,450 ▲ 12% vs 2022 (€ 281,806) Favourable step	€ 371,323 Equity 2024: € 371,323 ▲ 17% vs 2023 (€ 316,450) Favourable step	€ 372,271 Equity 2025: € 372,271 Unchanged (€ 371,323) Favourable step
Total debts	€ 795,002 Total debts 2022: € 795,002 First fiscal year in the series	€ 671,901 Total debts 2023: € 671,901 ▼ 15% vs 2022 (€ 795,002) Favourable step	€ 591,828 Total debts 2024: € 591,828 ▼ 12% vs 2023 (€ 671,901) Favourable step	€ 482,243 Total debts 2025: € 482,243 ▼ 19% vs 2024 (€ 591,828) Favourable step	▼ 19%
Cash	€ 56,699 Cash 2022: € 56,699 First fiscal year in the series	€ 76,963 Cash 2023: € 76,963 ▲ 36% vs 2022 (€ 56,699) Favourable step	€ 90,882 Cash 2024: € 90,882 ▲ 18% vs 2023 (€ 76,963) Favourable step	€ 64,490 Cash 2025: € 64,490 ▼ 29% vs 2024 (€ 90,882) Unfavourable step	▼ 29%
Land & buildings	€ 724,378 Land & buildings 2022: € 724,378 First fiscal year in the series	€ 681,593 Land & buildings 2023: € 681,593 ▼ 6% vs 2022 (€ 724,378) Unchanged	€ 655,893 Land & buildings 2024: € 655,893 ▼ 4% vs 2023 (€ 681,593) Unchanged	€ 616,903 Land & buildings 2025: € 616,903 ▼ 6% vs 2024 (€ 655,893) Unchanged	▼ 6%
Retained profit	€ 134,201 Retained profit 2022: € 134,201 First fiscal year in the series	€ 168,845 Retained profit 2023: € 168,845 ▲ 26% vs 2022 (€ 134,201) Favourable step	€ 223,718 Retained profit 2024: € 223,718 ▲ 32% vs 2023 (€ 168,845) Favourable step	€ 224,665 Retained profit 2025: € 224,665 Unchanged (€ 223,718) Favourable step
Bank debt	€ 588,076 Bank debt 2022: € 588,076 First fiscal year in the series	€ 528,664 Bank debt 2023: € 528,664 ▼ 10% vs 2022 (€ 588,076) Favourable step	€ 428,561 Bank debt 2024: € 428,561 ▼ 19% vs 2023 (€ 528,664) Favourable step	€ 333,264 Bank debt 2025: € 333,264 ▼ 22% vs 2024 (€ 428,561) Favourable step	▼ 22%
Balance sheet total	€ 1,076,808 Balance sheet total 2022: € 1,076,808 First fiscal year in the series	€ 988,351 Balance sheet total 2023: € 988,351 ▼ 8% vs 2022 (€ 1,076,808) Unchanged	€ 963,151 Balance sheet total 2024: € 963,151 ▼ 3% vs 2023 (€ 988,351) Unchanged	€ 854,513 Balance sheet total 2025: € 854,513 ▼ 11% vs 2024 (€ 963,151) Unchanged	▼ 11%
Employees (FTE)	5 Employees (FTE) 2022: 5 First fiscal year in the series	5 Employees (FTE) 2023: 5 Unchanged (5) Unchanged	3.8 Employees (FTE) 2024: 3.8 ▼ 1.2 vs 2023 (5) Unchanged	3.5 Employees (FTE) 2025: 3.5 ▼ 0.3 vs 2024 (3.8) Unchanged	▼ 0.3

Key figures of ARMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ARMA?

What happened at ARMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 10, 2026 New annual accounts for financial year 2025: profit of € 947 (▼ 98% vs 2024). Source: NBB ↗
Feb 9, 1996 New establishment in Herk-de-Stad. KBO
Jan 10, 1996 Start of the company according to the CBE. KBO

In short

From € 7,828 profit in 2022 to € 947 profit in 2025.

Paid € 44,774 in corporate taxes since 2022.

Best year ever: 2024, with € 54,873 profit.

On average € 67,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Jean-Libert Abrams

ARMA

Behind ARMA is Jean-Libert Abrams.

Directors

According to the 2025 annual accounts

Jean-Libert Abrams

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Sint-Jorislaan 188

3540 Herk-de-Stad

2.075.137.133

Sint-Jorislaan 186

3540 Herk-de-Stad

Active since 9 February 1996

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0456.787.351

VAT number

BE 0456.787.351

Registered office

Sint-Jorislaan 188, 3540 Herk-de-Stad

Names & denominations

ARMA

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

10 January 1996

Peppol

Active · Active since 1 Aug 2023

Activities · NACE

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen

Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)

Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)

View on CBE Public ↗ Annual accounts (NBB) ↗

ARMA

Warning lights

Financials

What happened to ARMA?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions