Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UNION MONS HAINAUT SPORTIVE from Mons, company number BE0456469033, closed financial year 2025 with a result of € -293,226 after tax. For that financial year UNION MONS HAINAUT SPORTIVE recorded revenue of € 879,360 and equity of € -610,448. Compared with financial year 2024, the result moved from € -11,431 to € -293,226. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 31, 2026.
€ -610,448
▼ € 293,226 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -293,226
▼ 2465 % more loss than in 2024
Profit after tax over the fiscal year.
€ 25,938
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
15.4
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 21% vs 2024
€ 82,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 313,976
▲ 17% vs 2024
€ 43,208 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 360,564
▲ 100% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,479
▼ 27% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 879,360 | |
| Gross margin | € 981,853 | € 1,099,476 | € 1,060,259 | € 990,119 | ▼ 7% |
| Profit after taxes | € -226,598 | € -42,369 | € -11,431 | € -293,226 | ▼ € 281,795 |
| Equity | € -263,421 | € -305,791 | € -317,222 | € -610,448 | ▼ € 293,226 |
| Total debts | € 568,725 | € 681,881 | € 535,808 | € 741,961 | ▲ 38% |
| Cash | € 52,377 | € 151,104 | € 48,732 | € 25,938 | ▼ 47% |
| Retained profit | € -263,421 | € -305,791 | € -317,222 | € -610,448 | ▼ € 293,226 |
| Bank debt | € 185,000 | € 385,000 | € 268,039 | € 313,976 | ▲ 17% |
| Balance sheet total | € 335,303 | € 406,091 | € 248,586 | € 131,513 | ▼ 47% |
| Employees (FTE) | 15.4 | 16.3 | 15.8 | 15.4 | ▼ 0.4 |
Key figures of UNION MONS HAINAUT SPORTIVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to UNION MONS HAINAUT SPORTIVE?
What happened at UNION MONS HAINAUT SPORTIVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 293,226. filed late Source: NBB ↗
- Natacha Vandenberghe became a director. NBB
- Valérie Deckers became a director. NBB
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 226,598 loss in 2022 to € 293,226 loss in 2025.
Paid € 4,330 in corporate taxes since 2022.
On average € 64,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind UNION MONS HAINAUT SPORTIVE are Natacha Vandenberghe and Valérie Deckers. Natacha Vandenberghe is also behind Intercommunale Gabrielle Passelecq, GRAND-HORNU - MUSEE DES ARTS CONTEMPORAINS DE LA COMMUNAUTE FRANCAISE, Mars, Mons Arts de la Scène, J.C.C. GESTION and MONS.RENOVATION.
Directors
According to the 2025 annual accounts
Natacha Vandenberghe
Director
Also active at: Intercommunale Gabrielle Passelecq, GRAND-HORNU - MUSEE DES ARTS CONTEMPORAINS DE LA COMMUNAUTE FRANCAISE, Mars, Mons Arts de la Scène, J.C.C. GESTION, MONS.RENOVATION
since 2026
Valérie Deckers
Director
since 2026
Establishments
Establishment units
Physical locations of this company
Rue des Laminoirs 2A
7012 Mons
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0456.469.033
- VAT number
- BE 0456.469.033
- Registered office
- Rue des Laminoirs 2A, 7012 Mons
- Names & denominations
- UNION MONS HAINAUT SPORTIVE · UMH SPORTIVE
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 30 September 1995
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Activiteiten van overige balsportclubs
Activiteiten van sportclubs en -bonden
Cafés
Cafés en bars
Mediarepresentatie