Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 10 to 5.1.
Financials
Financial year 2025
B.A.J. BETON from Houthalen-Helchteren, company number BE0456277805, closed financial year 2025 with a result of € -382,291 after tax. For that financial year B.A.J. BETON recorded a gross margin of € 970,311 and equity of € 2.4 million. Compared with financial year 2024, the result moved from € -674,995 to € -382,291. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 2.4 million
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -382,291
▲ 43 % less loss than in 2024
Profit after tax over the fiscal year.
€ 201,597
▲ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.4 million.
People and assets in 2025
5.1
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 260,273
▼ 22% vs 2024
€ 51,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 49,311
▼ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 147,378
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,510
▲ 10% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,437,328 | € 1,235,524 | € 778,216 | € 970,311 | ▲ 25% |
| Profit after taxes | € -451,260 | € -448,597 | € -674,995 | € -382,291 | ▲ € 292,704 |
| Equity | € 3,935,997 | € 3,487,400 | € 2,812,406 | € 2,430,115 | ▼ 14% |
| Total debts | € 2,644,238 | € 2,276,392 | € 2,036,860 | € 1,908,659 | ▼ 6% |
| Cash | € 706,519 | € 140,037 | € 167,325 | € 201,597 | ▲ 20% |
| Land & buildings | € 1,502,168 | € 1,409,284 | € 1,306,134 | € 1,214,847 | ▼ 7% |
| Retained profit | € 3,874,024 | € 3,425,427 | € 2,750,432 | € 2,368,141 | ▼ 14% |
| Bank debt | € 778,708 | € 478,214 | € 176,534 | € 0 | ▼ 100% |
| Balance sheet total | € 6,580,236 | € 5,763,793 | € 4,849,266 | € 4,338,774 | ▼ 11% |
| Employees (FTE) | 13 | 10 | 6.6 | 5.1 | ▼ 1.5 |
Key figures of B.A.J. BETON, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B.A.J. BETON?
What happened at B.A.J. BETON in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- B.A.J. INVEST BV stepped down as director. NBB
- Heidi Vanschooren stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 382,291. Source: NBB ↗
- B.A.J. INVEST BV became a director. NBB
- New establishment in Houthalen-Helchteren. KBO
- Heidi Vanschooren became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 451,260 loss in 2022 to € 382,291 loss in 2025.
Paid € 3,860 in corporate taxes since 2022.
On average € 190,300 of value added per employee in 2025.
A new publication or filing at B.A.J. BETON? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of B.A.J. Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
B.A.J. BETONThe shares are held by B.A.J. Invest (99.6%).
Directors
According to the 2025 annual accounts
since 2011 · until 2029
since 1995 · until 2029
Shareholders
99.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Europark 2002
3530 Houthalen-Helchteren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
GTT-BACKBONE GTT, US
Website info
Features
Security
Details
- Company number
- 0456.277.805
- VAT number
- BE 0456.277.805
- Registered office
- Europark 2002, 3530 Houthalen-Helchteren
- Names & denominations
- B.A.J. BETON
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 October 1995
- Peppol
- Active · Active since 6 Nov 2025
- Contact
- baj.be
- Activities · NACE
Vervaardiging van artikelen van beton voor de bouw
Vervaardiging dakpannen, tegels en andere producten voor de bouw, van gebakken klei
Vervaardiging van overige producten voor de bouw van gebakken klei
Algemene bouw van residentiële gebouwen
Groothandel in bouwmaterialen, algemeen assortiment
Plaatsen van vloer- en wandtegels
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
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