Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
FDC from Gent, company number BE0455924150, closed financial year 2025 with a result of € -19,094 after tax. For that financial year FDC recorded a gross margin of € 26,047 and equity of € -120,079. Compared with financial year 2024, the result moved from € -3,862 to € -19,094. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ -120,079
▼ € 19,094 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,094
▼ 394 % more loss than in 2024
Profit after tax over the fiscal year.
€ 200,081
▲ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -138,671.
People and assets in 2025
€ 3,153
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 300,000
▲ 100% vs 2024
Loans from banks and other lenders, long and short.
€ 2,290
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 35,330 | € 25,217 | € 35,693 | € 26,047 | ▼ 27% |
| Profit after taxes | € 7,555 | € -9,268 | € -3,862 | € -19,094 | ▼ € 15,233 |
| Equity | € -87,855 | € -97,123 | € -100,985 | € -120,079 | ▼ € 19,094 |
| Total debts | € 328,161 | € 719,261 | € 827,684 | € 907,869 | ▲ 10% |
| Cash | € 13,420 | € 13,704 | € 143,496 | € 200,081 | ▲ 39% |
| Land & buildings | € 204,561 | € 575,233 | € 554,908 | € 550,958 | ▼ 1% |
| Retained profit | € -106,447 | € -115,715 | € -119,577 | € -138,671 | ▼ € 19,094 |
| Bank debt | € 0 | € 0 | € 150,000 | € 300,000 | ▲ 100% |
| Balance sheet total | € 240,307 | € 622,138 | € 726,699 | € 787,790 | ▲ 8% |
Key figures of FDC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FDC?
What happened at FDC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,094. Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 7,555 profit in 2022 to € 19,094 loss in 2025.
Best year ever: 2022, with € 7,555 profit.
A new publication or filing at FDC? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FDC are Paul Speeckaert and Herbert Speeckaert. Herbert Speeckaert is also behind TAXI HENDRIKS OVERPELT, TAXI HENDRIKS, TAXI HENDRIKS GENT, HENDRIKS AUTOCARS and ACCOUNTANTSKANTOOR SPEECKAERT.
Directors
According to the 2025 annual accounts
Paul Speeckaert
Director
Herbert Speeckaert
Director
Also active at: TAXI HENDRIKS OVERPELT, TAXI HENDRIKS, TAXI HENDRIKS GENT, HENDRIKS AUTOCARS, ACCOUNTANTSKANTOOR SPEECKAERT, TAXI HENDRIKS ANTWERPEN, IMMO INVEST J & I, Speeckaert & Partners
Establishments
Establishment units
Physical locations of this company
Mazestraat 12
9030 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.924.150
- VAT number
- BE 0455.924.150
- Registered office
- Mazestraat 12, 9030 Gent
- Names & denominations
- FDC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 August 1995
- Peppol
- Active · Active since 16 Jan 2026
- Activities · NACE
Gastenkamers