Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CREACIM from Maldegem, company number BE0455907621, closed financial year 2025 with a result of € -45,390 after tax. For that financial year CREACIM recorded a gross margin of € 11,539 and equity of € 154,456. Compared with financial year 2024, the result moved from € -90,478 to € -45,390. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 154,456
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -45,390
▲ 50 % less loss than in 2024
Profit after tax over the fiscal year.
€ 19,299
▲ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 128,393.
People and assets in 2025
€ 10,026
▲ € 8,871 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 54
Loans from banks and other lenders, long and short.
€ 10,172
▲ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,559
▼ 34% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,815 | € -11,259 | € 713 | € 11,539 | ▲ € 10,827 |
| Profit after taxes | € -56,045 | € -95,061 | € -90,478 | € -45,390 | ▲ € 45,087 |
| Equity | € 385,386 | € 290,325 | € 199,847 | € 154,456 | ▼ 23% |
| Total debts | € 259,551 | € 258,501 | € 243,476 | € 234,169 | ▼ 4% |
| Cash | € 10,928 | € 34,194 | € 16,950 | € 19,299 | ▲ 14% |
| Land & buildings | € 413,772 | € 359,648 | € 301,466 | € 276,582 | ▼ 8% |
| Retained profit | € 359,323 | € 264,261 | € 173,784 | € 128,393 | ▼ 26% |
| Bank debt | € 41,166 | € 9,166 | € 0 | € 54 | |
| Balance sheet total | € 644,937 | € 548,826 | € 443,323 | € 388,625 | ▼ 12% |
Key figures of CREACIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREACIM?
What happened at CREACIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 45,390. Source: NBB ↗
- Michèle Nachtergaele became a director. NBB
- Benoit Vermeyen became a director. NBB
- New establishment in Maldegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 56,045 loss in 2022 to € 45,390 loss in 2025.
Paid € 2,925 in corporate taxes since 2022.
Management
Behind CREACIM are Michèle Nachtergaele and Benoit Vermeyen.
Directors
According to the 2025 annual accounts
Michèle Nachtergaele
Director
since 2023
Benoit Vermeyen
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Vliegplein 66
9991 Maldegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.907.621
- VAT number
- BE 0455.907.621
- Registered office
- Vliegplein 66, 9991 Maldegem
- Names & denominations
- CREACIM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 August 1995
- Peppol
- Active · Active since 20 Nov 2025
- Activities · NACE
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