Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
FGL Invest from Dessel, company number BE0455545355, closed financial year 2025 with a result of € -4,241 after tax. For that financial year FGL Invest recorded a gross margin of € 51,824 and equity of € 7,512. Compared with financial year 2024, the result moved from € -5,306 to € -4,241. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 7,512
▼ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,241
▲ 20 % less loss than in 2024
Profit after tax over the fiscal year.
€ 38,542
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -11,080.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 263,129
▼ 14% vs 2024
€ 44,804 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,962 | € 48,668 | € 51,323 | € 51,824 | ▲ 1% |
| Profit after taxes | € -35,215 | € -11,658 | € -5,306 | € -4,241 | ▲ € 1,065 |
| Equity | € 28,717 | € 17,058 | € 11,753 | € 7,512 | ▼ 36% |
| Total debts | € 397,963 | € 370,383 | € 307,257 | € 263,973 | ▼ 14% |
| Cash | € 60,428 | € 68,264 | € 46,825 | € 38,542 | ▼ 18% |
| Land & buildings | € 366,251 | € 319,178 | € 272,104 | € 225,031 | ▼ 17% |
| Retained profit | € 10,125 | € -3,393 | € -8,698 | € -11,080 | ▼ € 2,382 |
| Bank debt | € 393,514 | € 350,706 | € 307,257 | € 263,129 | ▼ 14% |
| Balance sheet total | € 426,680 | € 387,442 | € 319,010 | € 271,485 | ▼ 15% |
Key figures of FGL Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FGL Invest?
What happened at FGL Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,241. Source: NBB ↗
- New establishment in Dessel. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,215 loss in 2022 to € 4,241 loss in 2025.
A new publication or filing at FGL Invest? We notify you, reason included.
Follow FGL InvestDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FGL Invest is Filip Rochette. Filip Rochette is also behind ARODO, ALLCO - FINISHING, FILROC, Arodimmo and CORPAX ASSETS.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Brasel 143
2480 Dessel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.545.355
- VAT number
- BE 0455.545.355
- Registered office
- Brasel 143, 2480 Dessel
- Names & denominations
- FGL Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 1995
- Peppol
- Active · Active since 25 Nov 2025