Financials
Financial year 2025
CRESCENDI ASSURANCES from Ottignies-Louvain-la-Neuve, company number BE0455474881, closed financial year 2025 with a result of € 6,543 after tax. For that financial year CRESCENDI ASSURANCES recorded a gross margin of € 21,140 and equity of € 153,355. Compared with financial year 2024, the result moved from € 43,983 to € 6,543. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 153,355
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,543
▼ 85% vs 2024
Profit after tax over the fiscal year.
€ 2,632
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 91,381.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 40,776
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 25,415
▼ 21% vs 2024
€ 7,061 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,800
▲ 225% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,975
▼ 43% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,369 | € 22,412 | € 64,985 | € 21,140 | ▼ 67% |
| Profit after taxes | € 7,498 | € 11,677 | € 43,983 | € 6,543 | ▼ 85% |
| Equity | € 91,152 | € 102,829 | € 146,812 | € 153,355 | ▲ 4% |
| Total debts | € 21,425 | € 11,849 | € 52,201 | € 39,190 | ▼ 25% |
| Cash | € 1,292 | € 4,128 | € 2,617 | € 2,632 | ▲ 1% |
| Land & buildings | € 7,887 | € 7,003 | € 6,120 | € 7,284 | ▲ 19% |
| Retained profit | € 29,178 | € 40,855 | € 84,839 | € 91,381 | ▲ 8% |
| Bank debt | € 11,399 | € 4,168 | € 32,183 | € 25,415 | ▼ 21% |
| Balance sheet total | € 112,577 | € 114,678 | € 199,013 | € 192,545 | ▼ 3% |
Key figures of CRESCENDI ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CRESCENDI ASSURANCES?
What happened at CRESCENDI ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,543 (▼ 85% vs 2024). Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,498 profit in 2022 to € 6,543 profit in 2025.
Paid € 32,482 in corporate taxes since 2022.
Best year ever: 2024, with € 43,983 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CRESCENDI ASSURANCES is PHILIPPE REDING.
Directors
According to the 2025 annual accounts
PHILIPPE REDING
Director
Establishments
Establishment units
Physical locations of this company
Avenue Abbé Huyberechts 1
1340 Ottignies-Louvain-la-Neuve
Avenue Reine Elisabeth(BZ) 40
5000 Namur
Active since 12 July 1995
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.474.881
- VAT number
- BE 0455.474.881
- Registered office
- Avenue Abbé Huyberechts 1, 1340 Ottignies-Louvain-la-Neuve
- Names & denominations
- CRESCENDI ASSURANCES · S.C.P. INTERNATIONAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 June 1995
- Peppol
- Active · Active since 17 Dec 2025