Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
CREDIT 2000 from Sint-Gillis (bij-Brussel), company number BE0455376297, closed financial year 2024 with a result of € 138,482 after tax. For that financial year CREDIT 2000 recorded a gross margin of € 608,762 and equity of € 623,952. Compared with financial year 2023, the result moved from € 163,046 to € 138,482. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ 623,952
▲ 29% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 138,482
▼ 15% vs 2023
Profit after tax over the fiscal year.
€ 11,161
▼ 56% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 255,352.
People and assets in 2024
4.2
▲ 0.3 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 299,853
▲ 13% vs 2023
€ 71,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,438
▲ 190% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 327,893
▲ 45% vs 2023
€ 81,797 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 109,560
▼ 23% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 136,551
▲ 80% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 525,269 | € 646,989 | € 691,551 | € 608,762 | ▼ 12% |
| Profit after taxes | € 44,595 | € 56,694 | € 163,046 | € 138,482 | ▼ 15% |
| Equity | € 779,065 | € 835,758 | € 485,471 | € 623,952 | ▲ 29% |
| Total debts | € 4,535,498 | € 4,514,899 | € 2,312,157 | € 2,243,635 | ▼ 3% |
| Cash | € 2,950 | € 647 | € 25,349 | € 11,161 | ▼ 56% |
| Land & buildings | € 2,250,754 | € 2,174,555 | € 0 | - | |
| Retained profit | € 410,465 | € 467,158 | € 116,871 | € 255,352 | ▲ 118% |
| Dividend | € 0 | € 0 | € 513,333 | € 0 | ▼ 100% |
| Bank debt | € 2,149,428 | € 2,159,904 | € 225,481 | € 327,893 | ▲ 45% |
| Balance sheet total | € 5,314,563 | € 5,350,657 | € 2,797,628 | € 2,867,587 | ▲ 3% |
| Employees (FTE) | 3.9 | 3.9 | 3.9 | 4.2 | ▲ 0.3 |
Key figures of CREDIT 2000, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CREDIT 2000?
What happened at CREDIT 2000 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 138,482 (▼ 15% vs 2023). filed late Source: NBB ↗
- New establishment in Lasne. KBO
- New establishment in Liège. KBO
- New establishment in Braine-l'Alleud. KBO
- Alain Droesbeke became a director. NBB
- New establishment in Charleroi. KBO
- New establishment in Anderlecht. KBO
- Nd Management became a director. NBB
In short
From € 44,595 profit in 2021 to € 138,482 profit in 2024.
Paid € 190,956 in corporate taxes since 2021.
Best year ever: 2023, with € 163,046 profit.
On average € 144,900 of value added per employee in 2024.
A new publication or filing at CREDIT 2000? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Droes Immo, STRAT UP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CREDIT 2000Behind CREDIT 2000 are Nd Management and Alain Droesbeke. The shares are held by Droes Immo (30%) and STRAT UP (30%).
Directors
According to the 2024 annual accounts
Director · represented by Dardenne NICOLAS
Also active at: CAPITAL DEVELOPPEMENT IMMOBILIER, FINVEST Management
since 2011
since 2019
Shareholders
30%
30%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Charleroise Steenweg 283
1060 Sint-Gillis (bij-Brussel)
Bergense Steenweg 885
1070 Anderlecht
Active since 1 October 2012
Boulevard de l'Yser 9
6000 Charleroi
Active since 1 September 2015
Place de la Gare 14
1420 Braine-l'Alleud
Active since 27 May 2021
Chaussée de Louvain 554
1380 Lasne
Active since 1 January 2025
Boulevard d'Avroy 47
4000 Liège
Active since 1 January 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →MC&Co
€ 275,070 gross margin · 2024
CREDIT 3000
€ -3,133 gross margin · 2024
PRIMMO 2000 same network
€ -2,995 gross margin · 2024
IMMO PAN H same network
€ -3,247 gross margin · 2024
IMMO PAN H Constructions
€ -35,754 gross margin · 2024
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.376.297
- VAT number
- BE 0455.376.297
- Registered office
- Charleroise Steenweg 283, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- CREDIT 2000
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 1995
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen