Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
COMARFO from Antwerpen, company number BE0455316119, closed financial year 2025 with a result of € -58,213 after tax. For that financial year COMARFO recorded a gross margin of € 57,085 and equity of € 418,381. Compared with financial year 2024, the result moved from € -588,249 to € -58,213. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 418,381
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -58,213
▲ 90 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,680
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 394,381.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 40,521
▲ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 15% vs 2024
€ 210,413 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 4,873
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,642
▼ 52% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 174,301 | € 137,251 | € 91,816 | € 57,085 | ▼ 38% |
| Profit after taxes | € 38,909 | € 143,422 | € -588,249 | € -58,213 | ▲ € 530,036 |
| Equity | € 479,209 | € 622,632 | € 476,594 | € 418,381 | ▼ 12% |
| Total debts | € 1,996,910 | € 2,398,236 | € 1,459,564 | € 1,237,694 | ▼ 15% |
| Cash | € 6,011 | € 291,009 | € 55,142 | € 2,680 | ▼ 95% |
| Land & buildings | € 1,743,442 | € 1,399,555 | € 1,366,958 | € 1,290,264 | ▼ 6% |
| Retained profit | € 455,209 | € 598,632 | € 452,594 | € 394,381 | ▼ 13% |
| Bank debt | € 1,557,760 | € 1,645,122 | € 1,441,201 | € 1,230,179 | ▼ 15% |
| Balance sheet total | € 2,577,047 | € 3,114,587 | € 2,163,433 | € 1,876,083 | ▼ 13% |
Key figures of COMARFO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COMARFO?
What happened at COMARFO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 58,213. filed late Source: NBB ↗
- Laure-Anne Folbroeck became a director. NBB
- Marc Folbroeck became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,909 profit in 2022 to € 58,213 loss in 2025.
Paid € 30,876 in corporate taxes since 2022.
Best year ever: 2023, with € 143,422 profit.
A new publication or filing at COMARFO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COMARFO are Laure-Anne Folbroeck and Marc Folbroeck. Marc Folbroeck is also behind Sgravenwesele.
Directors
According to the 2025 annual accounts
Laure-Anne Folbroeck
Director
since 2026
since 2021
Establishments
Establishment units
Physical locations of this company
Kipdorp 39 box 25
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.316.119
- VAT number
- BE 0455.316.119
- Registered office
- Kipdorp 39 bus 25, 2000 Antwerpen
- Names & denominations
- COMARFO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 1995
- Peppol
- Not registered