Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
J & M from Brecht, company number BE0455089950, closed financial year 2025 with a result of € -7,366 after tax. For that financial year J & M recorded a gross margin of € 44,664 and equity of € 136,040. Compared with financial year 2024, the result moved from € -15,917 to € -7,366. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 136,040
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,366
▲ 54 % less loss than in 2024
Profit after tax over the fiscal year.
€ 48,027
▲ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 74,040.
People and assets in 2025
€ 2,986
▼ 81% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 365,010
▼ 6% vs 2024
€ 24,440 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 603
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,634
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,154 | € 53,645 | € 38,053 | € 44,664 | ▲ 17% |
| Profit after taxes | € -30,427 | € -534 | € -15,917 | € -7,366 | ▲ € 8,551 |
| Equity | € 159,856 | € 159,322 | € 143,405 | € 136,040 | ▼ 5% |
| Total debts | € 457,895 | € 416,928 | € 394,790 | € 375,773 | ▼ 5% |
| Cash | € 2,998 | € 7,085 | € 25,369 | € 48,027 | ▲ 89% |
| Land & buildings | € 442,261 | € 409,419 | € 376,576 | € 343,741 | ▼ 9% |
| Retained profit | € 97,856 | € 97,322 | € 81,405 | € 74,040 | ▼ 9% |
| Bank debt | € 430,761 | € 409,154 | € 387,239 | € 365,010 | ▼ 6% |
| Balance sheet total | € 657,872 | € 614,085 | € 573,745 | € 545,076 | ▼ 5% |
Key figures of J & M, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J & M?
What happened at J & M in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- M. Van Look CommV stepped down as director. NBB
- BizTacc CommV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 7,366. Source: NBB ↗
- M. Van Look CommV became a director. NBB
- BizTacc CommV became a director. NBB
- New establishment in Brecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 30,427 loss in 2022 to € 7,366 loss in 2025.
Paid € 68 in corporate taxes since 2022.
Management
Directors
According to the 2025 annual accounts
since 2024 · until 2029
since 2024 · until 2029
Establishments
Establishment units
Physical locations of this company
Beukenlei 22/1
2960 Brecht
Beukenlei 22 box 1
2960 Brecht
Active since 17 July 1995
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.089.950
- VAT number
- BE 0455.089.950
- Registered office
- Beukenlei 22/1, 2960 Brecht
- Names & denominations
- J & M
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 April 1995
- Peppol
- Active · Active since 9 Jan 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen