Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
KOCH from Flémalle, company number BE0454846460, closed financial year 2025 with a result of € 2,336 after tax. For that financial year KOCH recorded a gross margin of € 38,446 and equity of € 393,651. Compared with financial year 2024, the result moved from € -5,600 to € 2,336. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 393,651
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,336
▲ still € 5,601 loss in 2024
Profit after tax over the fiscal year.
€ 46,420
▼ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 381,246.
People and assets in 2025
€ 2,763
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 43,368
▼ 28% vs 2024
€ 11,032 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,523
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 29,944 | € 12,671 | € 35,765 | € 38,446 | ▲ 7% |
| Profit after taxes | € -10,993 | € -30,310 | € -5,600 | € 2,336 | ▲ € 7,937 |
| Equity | € 427,225 | € 396,915 | € 391,315 | € 393,651 | ▲ 1% |
| Total debts | € 457,767 | € 442,527 | € 408,531 | € 390,864 | ▼ 4% |
| Cash | € 330,192 | € 310,780 | € 303,277 | € 46,420 | ▼ 85% |
| Land & buildings | € 615,690 | € 586,260 | € 552,858 | € 522,943 | ▼ 5% |
| Retained profit | € 414,820 | € 384,510 | € 378,910 | € 381,246 | ▲ 1% |
| Bank debt | € 92,922 | € 77,582 | € 59,927 | € 43,368 | ▼ 28% |
| Balance sheet total | € 961,349 | € 912,045 | € 868,694 | € 849,609 | ▼ 2% |
Key figures of KOCH, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KOCH?
What happened at KOCH in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,336. Source: NBB ↗
- Michèle KOCH became a director. NBB
- New establishment in Flémalle. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,993 loss in 2022 to € 2,336 profit in 2025.
Paid € 923 in corporate taxes since 2022.
Best year ever: 2025, with € 2,336 profit.
Management
Behind KOCH is Michèle KOCH.
Directors
According to the 2025 annual accounts
Michèle KOCH
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue Haute Rochette 120
4400 Flémalle
Grand'Route(Flh) 409
4400 Flémalle
Active since 11 May 1995
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.846.460
- VAT number
- BE 0454.846.460
- Registered office
- Rue Haute Rochette 120, 4400 Flémalle
- Names & denominations
- KOCH
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1994
- Peppol
- Not registered