Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
EBAC from Herve, company number BE0454797366, closed financial year 2025 with a result of € -132,387 after tax. For that financial year EBAC recorded a gross margin of € 1.2 million and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 1,470 to € -132,387. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 1.6 million
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -132,387
▼ still € 1,470 profit in 2024
Profit after tax over the fiscal year.
€ 435,478
▲ 109% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.3 million.
People and assets in 2025
21.3
▲ 2.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 14% vs 2024
€ 62,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,726
▲ 238% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 339,546
▼ 36% vs 2024
€ 80,631 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1.8 million
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 326,988
▲ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,907,024 | € 1,037,321 | € 1,423,375 | € 1,213,878 | ▼ 15% |
| Profit after taxes | € 1,279,167 | € -426,742 | € 1,470 | € -132,387 | ▼ € 133,857 |
| Equity | € 2,172,865 | € 1,746,123 | € 1,747,592 | € 1,615,205 | ▼ 8% |
| Total debts | € 2,646,926 | € 4,627,073 | € 3,274,646 | € 2,747,969 | ▼ 16% |
| Cash | € 1,283,146 | € 783,490 | € 208,067 | € 435,478 | ▲ 109% |
| Land & buildings | € 260,936 | € 234,522 | € 201,806 | € 231,234 | ▲ 15% |
| Retained profit | € 1,867,865 | € 1,441,123 | € 1,442,592 | € 1,310,205 | ▼ 9% |
| Bank debt | € 960,357 | € 749,254 | € 529,397 | € 339,546 | ▼ 36% |
| Balance sheet total | € 5,784,296 | € 7,225,780 | € 5,830,465 | € 4,733,209 | ▼ 19% |
| Employees (FTE) | 19.1 | 18 | 19 | 21.3 | ▲ 2.3 |
Key figures of EBAC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EBAC?
What happened at EBAC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- John Emontspool stepped down as director. NBB
- David RESTEIGNE stepped down as director. NBB
- Justin Emontspool stepped down as director. NBB
- José EMONTSPOOL stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 132,387 (▼ € 133,857 vs 2024). Source: NBB ↗
- SCOMM VINCENT REMION stepped down as director. NBB
- John Emontspool became a director. NBB
- Justin Emontspool became a director. NBB
In short
From € 1.3 million profit in 2022 to € 132,387 loss in 2025.
Paid € 222,449 in corporate taxes since 2022.
Best year ever: 2022, with € 1.3 million profit.
On average € 57,000 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
since 2025 · until 2026
since 2026 · until 2031
since 2025 · until 2031
since 2026 · until 2031
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Avenue du Parc 26
4650 Herve
Rue de Herbesthal 132
4700 Eupen
Active since 1 January 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.797.366
- VAT number
- BE 0454.797.366
- Registered office
- Avenue du Parc 26, 4650 Herve
- Names & denominations
- EBAC
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 March 1995
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Handelsbemiddeling in de groothandel in andere specifieke goederen
Groothandel in andere motorvoertuigen (> 3,5 ton)
Groothandel in aanhangwagens, opleggers en caravans
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