Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
S.V. Assurances from Sint-Agatha-Berchem, company number BE0454773810, closed financial year 2025 with a result of € 108,698 after tax. For that financial year S.V. Assurances recorded a gross margin of € 141,736 and equity of € 661,877. Compared with financial year 2024, the result moved from € 61,276 to € 108,698. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 661,877
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 108,698
▲ 77% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 643,285.
People and assets in 2025
€ 2,505
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 17,169
▼ 55% vs 2024
Loans from banks and other lenders, long and short.
€ 68,021
▲ 14% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 114,441 | € 124,007 | € 78,425 | € 141,736 | ▲ 81% |
| Profit after taxes | € 88,413 | € 97,101 | € 61,276 | € 108,698 | ▲ 77% |
| Equity | € 394,803 | € 491,904 | € 553,180 | € 661,877 | ▲ 20% |
| Total debts | € 57,890 | € 84,943 | € 104,564 | € 90,664 | ▼ 13% |
| Cash | € 20,193 | € 4,134 | - | - | |
| Retained profit | € 376,211 | € 473,312 | € 534,588 | € 643,285 | ▲ 20% |
| Bank debt | € 1,587 | € 8,634 | € 38,073 | € 17,169 | ▼ 55% |
| Balance sheet total | € 452,693 | € 576,847 | € 657,743 | € 752,541 | ▲ 14% |
Key figures of S.V. Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.V. Assurances?
What happened at S.V. Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 108,698 (▲ 77% vs 2024). filed late Source: NBB ↗
- Sakip SKEPI became a director. NBB
- New establishment in Sint-Agatha-Berchem. KBO
- Start of the company according to the CBE. KBO
In short
From € 88,413 profit in 2022 to € 108,698 profit in 2025.
Paid € 139,983 in corporate taxes since 2022.
Best year ever: 2025, with € 108,698 profit.
Management
Behind S.V. Assurances is Sakip SKEPI.
Directors
According to the 2025 annual accounts
Sakip SKEPI
Director
since 2005
Establishments
Establishment units
Physical locations of this company
Gentsesteenweg 1106
1082 Sint-Agatha-Berchem
René Comhairelaan 25
1082 Sint-Agatha-Berchem
Active since 5 April 1995
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.773.810
- VAT number
- BE 0454.773.810
- Registered office
- Gentsesteenweg 1106, 1082 Sint-Agatha-Berchem
- Names & denominations
- S.V. Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 1995
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars