Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
59 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CREDIM BENELUX from Ukkel, company number BE0454716994, closed financial year 2025 with a result of € -19,071 after tax. For that financial year CREDIM BENELUX recorded a gross margin of € 25,071 and equity of € 164,945. Compared with financial year 2024, the result moved from € -37,341 to € -19,071. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 164,945
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,071
▲ 49 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,158
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -70,553.
People and assets in 2025
€ 300
▲ 29% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 194,226
▼ 13% vs 2024
€ 29,529 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 3,886
▲ € 3,572 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,467 | € 3,425 | € 10,036 | € 25,071 | ▲ 150% |
| Profit after taxes | € 17,887 | € -39,697 | € -37,341 | € -19,071 | ▲ € 18,270 |
| Equity | € 261,055 | € 221,358 | € 184,017 | € 164,945 | ▼ 10% |
| Total debts | € 572,864 | € 637,806 | € 644,392 | € 609,978 | ▼ 5% |
| Cash | € 9,395 | € 60,759 | € 34,057 | € 3,158 | ▼ 91% |
| Land & buildings | € 800,464 | € 778,191 | € 751,763 | € 725,709 | ▼ 3% |
| Retained profit | € 25,556 | € -14,141 | € -51,482 | € -70,553 | ▼ € 19,071 |
| Bank debt | € 279,465 | € 251,593 | € 223,192 | € 194,226 | ▼ 13% |
| Balance sheet total | € 833,919 | € 859,164 | € 828,408 | € 774,923 | ▼ 6% |
Key figures of CREDIM BENELUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREDIM BENELUX?
What happened at CREDIM BENELUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Focant Amaury stepped down as director. NBB
- SIVM SA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 19,071. filed late Source: NBB ↗
- Focant Amaury became a director. NBB
- SIVM SA became a director. NBB
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,887 profit in 2022 to € 19,071 loss in 2025.
Best year ever: 2022, with € 17,887 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Focant Amaury
Director
since 2025 · until 2031
Director · represented by Rodolphe d'Oultremont
Also active at: IMMOBILIERE MALIBRAN, GHP FINANCE, BELVIR, THE OFFICE DESIGN AND BUILD
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Vanderkinderestraat 467 box 1ER
1180 Ukkel
Racinglaan 1
1180 Ukkel
Active since 5 July 1995
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 59 companies are registered at this address.
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€ -2,097 gross margin · 2025
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SOFIDO
€ 36,222 gross margin · 2025
PROMAPA GESTION
€ -1,737 gross margin · 2025
+54 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.716.994
- VAT number
- BE 0454.716.994
- Registered office
- Vanderkinderestraat 467 bus 1ER, 1180 Ukkel
- Names & denominations
- CREDIM BENELUX
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 1995
- Peppol
- Active · Active since 20 Nov 2020