Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
COPRAM from Sainte-Ode, company number BE0454573672, closed financial year 2026 with a result of € 40,855 after tax. For that financial year COPRAM recorded a gross margin of € 228,943 and equity of € 161,435. Compared with financial year 2025, the result moved from € 30,310 to € 40,855. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ 161,435
▲ 34% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,855
▲ 35% vs 2025
Profit after tax over the fiscal year.
€ 26,974
▲ 40% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € -158,165.
People and assets in 2026
3.6
▼ 0.1 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 104,957
▲ 1% vs 2025
€ 29,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 57,721
▲ 188% vs 2025
Of which on lease € 15,917.
Debts at end 2026
€ 145,932
▼ 2% vs 2025
€ 31,143 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 132,125
▼ 10% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 32,097
▲ 27% vs 2025
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 134,294 | € 198,296 | € 231,955 | € 228,943 | ▼ 1% |
| Profit after taxes | € -23,775 | € 26,064 | € 30,310 | € 40,855 | ▲ 35% |
| Equity | € 64,205 | € 90,270 | € 120,580 | € 161,435 | ▲ 34% |
| Total debts | € 442,056 | € 421,509 | € 353,160 | € 342,923 | ▼ 3% |
| Cash | € 29,858 | € 17,747 | € 19,292 | € 26,974 | ▲ 40% |
| Land & buildings | € 298,524 | € 260,848 | € 223,172 | € 198,483 | ▼ 11% |
| Retained profit | € -255,395 | € -229,330 | € -199,020 | € -158,165 | ▲ € 40,855 |
| Bank debt | € 180,088 | € 200,160 | € 148,914 | € 145,932 | ▼ 2% |
| Balance sheet total | € 506,261 | € 511,779 | € 473,740 | € 504,357 | ▲ 6% |
| Employees (FTE) | 3.6 | 3.6 | 3.7 | 3.6 | ▼ 0.1 |
Key figures of COPRAM, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 August 2027.
What happened to COPRAM?
What happened at COPRAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 40,855 (▲ 35% vs 2025). Source: NBB ↗
- Jean-Louis JACQMIN became a director. NBB
- Marylène LAURENT became a director. NBB
- Florian JACMIN became a director. NBB
- New establishment in Sainte-Ode. KBO
- Start of the company according to the CBE. KBO
In short
From € 23,775 loss in 2023 to € 40,855 profit in 2026.
Paid € 11,879 in corporate taxes since 2023.
Best year ever: 2026, with € 40,855 profit.
On average € 63,600 of value added per employee in 2026.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COPRAM are Jean-Louis JACQMIN, Marylène LAURENT and Florian JACMIN.
Directors
According to the 2026 annual accounts
Jean-Louis JACQMIN
Administrateur
since 2023
Marylène LAURENT
Administrateur
since 2023
Florian JACMIN
Administrateur
since 2023
Establishments
Establishment units
Physical locations of this company
Rue d'Amberloup 18
6680 Sainte-Ode
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.573.672
- VAT number
- BE 0454.573.672
- Registered office
- Rue d'Amberloup 18, 6680 Sainte-Ode
- Names & denominations
- COPRAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 February 1995
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Dakwerkzaamheden
Schrijnwerk