Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
A. LAVENNE ASSURFINANCE from Dour, company number BE0454226353, closed financial year 2024 with a result of € 127,757 after tax. For that financial year A. LAVENNE ASSURFINANCE recorded a gross margin of € 355,651 and equity of € 49,579. Compared with financial year 2023, the result moved from € 178,848 to € 127,757. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2025.
€ 49,579
▼ 9% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 127,757
▼ 29% vs 2023
Profit after tax over the fiscal year.
€ 25,078
▼ 79% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 132,715 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
2.7
▼ 0.5 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 151,605
▲ 24% vs 2023
€ 56,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 0
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 228,792
▼ 9% vs 2023
€ 22,330 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 27,191
▲ 88% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 77
▼ € 24,002 vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 220,464 | € 348,150 | € 384,140 | € 355,651 | ▼ 7% |
| Profit after taxes | € 35,692 | € 111,580 | € 178,848 | € 127,757 | ▼ 29% |
| Equity | € 28,300 | € 54,537 | € 54,537 | € 49,579 | ▼ 9% |
| Total debts | € 127,879 | € 421,418 | € 469,448 | € 389,425 | ▼ 17% |
| Cash | € 8,037 | € 183,085 | € 116,881 | € 25,078 | ▼ 79% |
| Land & buildings | € 1,128 | € 253,114 | € 246,693 | € 240,273 | ▼ 3% |
| Retained profit | € -21,279 | € 4,958 | € 4,958 | € 0 | ▼ 100% |
| Dividend | € 0 | € 85,343 | € 178,848 | € 132,715 | ▼ 26% |
| Bank debt | € 94,772 | € 272,057 | € 250,653 | € 228,792 | ▼ 9% |
| Balance sheet total | € 156,179 | € 475,955 | € 523,984 | € 439,004 | ▼ 16% |
| Employees (FTE) | - | 2.5 | 3.2 | 2.7 | ▼ 0.5 |
Key figures of A. LAVENNE ASSURFINANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to A. LAVENNE ASSURFINANCE?
What happened at A. LAVENNE ASSURFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 127,757 (▼ 29% vs 2023). Source: NBB ↗
- GCLW SRL became a director. NBB
- New establishment in Dour. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,692 profit in 2021 to € 127,757 profit in 2024.
Paid € 157,167 in corporate taxes since 2021.
Best year ever: 2023, with € 178,848 profit.
On average € 131,700 of value added per employee in 2024.
A new publication or filing at A. LAVENNE ASSURFINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GCLW comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
A. LAVENNE ASSURFINANCEBehind A. LAVENNE ASSURFINANCE is GCLW SRL. The shares are held by GCLW (100%).
Establishments
Establishment units
Physical locations of this company
Rue Grande 19
7370 Dour
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.226.353
- VAT number
- BE 0454.226.353
- Registered office
- Rue Grande 19, 7370 Dour
- Names & denominations
- A. LAVENNE ASSURFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 January 1995
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars