Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J.F.D. from Sint-Lambrechts-Woluwe, company number BE0454214772, closed financial year 2025 with a result of € 6,521 after tax. For that financial year J.F.D. recorded a gross margin of € 17,277 and equity of € -82,329. Compared with financial year 2024, the result moved from € 4,817 to € 6,521. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 12, 2026.
€ -82,329
▲ € 6,521 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,521
▲ 35% vs 2024
Profit after tax over the fiscal year.
€ 1,559
▲ 126% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -100,921.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 77,993
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 179,537
▲ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,189
▼ 29% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,668 | € 11,677 | € 18,558 | € 17,277 | ▼ 7% |
| Profit after taxes | € 5,323 | € 2,867 | € 4,817 | € 6,521 | ▲ 35% |
| Equity | € -96,534 | € -93,667 | € -88,850 | € -82,329 | ▲ € 6,521 |
| Total debts | € 261,589 | € 285,204 | € 279,656 | € 285,378 | ▲ 2% |
| Cash | € 1,089 | € 1,768 | € 690 | € 1,559 | ▲ 126% |
| Retained profit | € -115,126 | € -112,259 | € -107,442 | € -100,921 | ▲ € 6,521 |
| Bank debt | € 95,952 | € 89,952 | € 83,952 | € 77,993 | ▼ 7% |
| Balance sheet total | € 165,055 | € 191,537 | € 190,806 | € 203,049 | ▲ 6% |
Key figures of J.F.D., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to J.F.D.?
What happened at J.F.D. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,521 (▲ 35% vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,323 profit in 2022 to € 6,521 profit in 2025.
Paid € 465 in corporate taxes since 2022.
Best year ever: 2025, with € 6,521 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
J.F. DESCHAMPS
Manager
Establishments
Establishment units
Physical locations of this company
Georges Henrilaan 499
1200 Sint-Lambrechts-Woluwe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
DSTNY-BACKBONE International Backbone, BE
Website info
Features
Security
Details
- Company number
- 0454.214.772
- VAT number
- BE 0454.214.772
- Registered office
- Georges Henrilaan 499, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- J.F.D.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1994
- Peppol
- Active · Active since 24 Dec 2025
- Contact
- kiwoluwe.be
- Activities · NACE
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