Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHOICE JUWELEN from Antwerpen, company number BE0454040667, closed financial year 2025 with a result of € 58,301 after tax. For that financial year CHOICE JUWELEN recorded revenue of € 1.8 million and equity of € 1 million. Compared with financial year 2024, the result moved from € 64,167 to € 58,301. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 1 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 58,301
▼ 9% vs 2024
Profit after tax over the fiscal year.
€ 135,346
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 984,539.
People and assets in 2025
16.3
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 579,516
▲ 15% vs 2024
€ 35,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 50,633
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 8,464
▼ 54% vs 2024
Loans from banks and other lenders, long and short.
€ 185,862
▲ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 126,609
▼ 25% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,625,067 | € 1,699,963 | € 1,785,180 | € 1,841,040 | ▲ 3% |
| Gross margin | € 572,864 | € 672,508 | € 657,879 | € 721,102 | ▲ 10% |
| Profit after taxes | € 69,290 | € 112,048 | € 64,167 | € 58,301 | ▼ 9% |
| Equity | € 811,996 | € 924,044 | € 988,211 | € 1,046,513 | ▲ 6% |
| Total debts | € 211,713 | € 285,627 | € 362,759 | € 439,805 | ▲ 21% |
| Cash | € 79,997 | € 257,197 | € 171,375 | € 135,346 | ▼ 21% |
| Land & buildings | - | - | € 45,272 | € 44,307 | ▼ 2% |
| Retained profit | € 750,023 | € 862,071 | € 926,238 | € 984,539 | ▲ 6% |
| Bank debt | € 38,365 | € 28,496 | € 18,529 | € 8,464 | ▼ 54% |
| Balance sheet total | € 1,023,709 | € 1,209,671 | € 1,350,970 | € 1,486,318 | ▲ 10% |
| Employees (FTE) | 14.9 | 15.7 | 15.4 | 16.3 | ▲ 0.9 |
Key figures of CHOICE JUWELEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHOICE JUWELEN?
What happened at CHOICE JUWELEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 58,301 (▼ 9% vs 2024). Source: NBB ↗
- New establishment in Aalst. KBO
- New establishment in Boom. KBO
- New establishment in Mechelen. KBO
- New establishment in Antwerpen. KBO
- New establishment in Sint-Niklaas. KBO
- New establishment in Bornem. KBO
- Start of the company according to the CBE. KBO
In short
From € 69,290 profit in 2022 to € 58,301 profit in 2025.
Paid € 111,256 in corporate taxes since 2022.
Best year ever: 2023, with € 112,048 profit.
On average € 44,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHOICE JUWELEN are Eliane Grinfeld, Patrick Remue, E. Grinfeld and Grinfeld CVA. Eliane Grinfeld is also behind Grinfeld.
Directors
According to the 2025 annual accounts
Patrick Remue
Director
E. Grinfeld
Director
Director · represented by EL. Grinfeld
Establishments
Establishment units
Physical locations of this company
Driekoningenstraat 120
2600 Antwerpen
Kattestraat 41
9300 Aalst
Active since 20 June 2002
Stationsstraat 37
9100 Sint-Niklaas
Active since 10 December 1999
Bruul 69
2800 Mechelen
Active since 2 May 2001
Boomstraat(BOR) 58
2880 Bornem
Active since 20 November 1999
Blauwstraat 33
2850 Boom
Active since 15 May 2002
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.040.667
- VAT number
- BE 0454.040.667
- Registered office
- Driekoningenstraat 120, 2600 Antwerpen
- Names & denominations
- CHOICE JUWELEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 December 1994
- Peppol
- Active · Active since 23 Apr 2025
- Activities · NACE
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