Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KLF - INVEST from Sint-Niklaas, company number BE0453930702, closed financial year 2025 with a result of € -66,878 after tax. For that financial year KLF - INVEST recorded a gross margin of € 270,834 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 35,768 to € -66,878. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 1.4 million
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -66,878
▼ still € 35,768 profit in 2024
Profit after tax over the fiscal year.
€ 8,770
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 144,570.
People and assets in 2025
€ 40,344
▲ 10% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,517
▲ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.7 million
▲ 13% vs 2024
€ 77,638 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 41,896
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,225
▼ 10% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 214,270 | € 225,810 | € 376,621 | € 270,834 | ▼ 28% |
| Profit after taxes | € 29,577 | € -114,208 | € 35,768 | € -66,878 | ▼ € 102,646 |
| Equity | € 1,537,782 | € 1,423,574 | € 1,459,342 | € 1,392,464 | ▼ 5% |
| Total debts | € 2,231,805 | € 3,937,473 | € 4,108,597 | € 4,790,696 | ▲ 17% |
| Cash | € 510,404 | € 14,904 | € 15,892 | € 8,770 | ▼ 45% |
| Land & buildings | € 2,851,057 | € 4,962,611 | € 4,441,860 | € 4,273,638 | ▼ 4% |
| Retained profit | € 289,888 | € 175,680 | € 211,448 | € 144,570 | ▼ 32% |
| Dividend | € 1,786 | € 0 | € 0 | € 0 | |
| Bank debt | € 644,241 | € 1,600,142 | € 1,502,767 | € 1,702,933 | ▲ 13% |
| Balance sheet total | € 3,784,063 | € 5,374,523 | € 5,580,427 | € 6,194,657 | ▲ 11% |
Key figures of KLF - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KLF - INVEST?
What happened at KLF - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 66,878 (▼ € 102,646 vs 2024). Source: NBB ↗
- Laurence Van Buynder became a director. NBB
- Jean-Pierre Van Buynder became a director. NBB
- Fabienne Van Buynder became a director. NBB
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,577 profit in 2022 to € 66,878 loss in 2025.
Paid € 1,808 in corporate taxes since 2022.
Best year ever: 2024, with € 35,768 profit.
Paid out € 1,786 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind KLF - INVEST are Laurence Van Buynder, Jean-Pierre Van Buynder and Fabienne Van Buynder. The same people are also behind SONO PROJECTS. Laurence Van Buynder is also behind Besico. Fabienne Van Buynder is also behind Besico.
Directors
According to the 2025 annual accounts
since 2025
since 2023
since 2023
Establishments
Establishment units
Physical locations of this company
Plezantstraat 314
9100 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.930.702
- VAT number
- BE 0453.930.702
- Registered office
- Plezantstraat 314, 9100 Sint-Niklaas
- Names & denominations
- KLF - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 1994
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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