Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
FINANCE - INVESTISSEMENT ET GESTION from Charleroi, company number BE0453827960, closed financial year 2025 with a result of € -8,210 after tax. For that financial year FINANCE - INVESTISSEMENT ET GESTION recorded a gross margin of € -4,040 and equity of € -33,558. Compared with financial year 2024, the result moved from € -3,432 to € -8,210. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ -33,558
▼ € 8,210 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,210
▼ 139 % more loss than in 2024
Profit after tax over the fiscal year.
€ 924
▲ 169% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -52,150.
Debts at end 2025
€ 14,405
Loans from banks and other lenders, long and short.
€ 41,030
▼ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -3,460 | € -8,834 | € -2,803 | € -4,040 | ▼ € 1,237 |
| Profit after taxes | € -6,688 | € -9,448 | € -3,432 | € -8,210 | ▼ € 4,778 |
| Equity | € -12,469 | € -21,917 | € -25,348 | € -33,558 | ▼ € 8,210 |
| Total debts | € 73,726 | € 81,138 | € 113,838 | € 77,385 | ▼ 32% |
| Cash | € 1,022 | € 16 | € 343 | € 924 | ▲ 169% |
| Retained profit | € -31,061 | € -40,509 | € -43,940 | € -52,150 | ▼ € 8,210 |
| Bank debt | € 16,887 | € 24,929 | € 14,338 | € 14,405 | |
| Balance sheet total | € 61,257 | € 59,221 | € 88,490 | € 43,827 | ▼ 50% |
Key figures of FINANCE - INVESTISSEMENT ET GESTION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FINANCE - INVESTISSEMENT ET GESTION?
What happened at FINANCE - INVESTISSEMENT ET GESTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,210. Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,688 loss in 2022 to € 8,210 loss in 2025.
A new publication or filing at FINANCE - INVESTISSEMENT ET GESTION? We notify you, reason included.
Follow FINANCE - INVESTISSEMENT ET GESTIONDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Docteur Pircard 29
6040 Charleroi
Rue Albert Ier 64
6043 Charleroi
Active since 14 March 1995
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.827.960
- VAT number
- BE 0453.827.960
- Registered office
- Rue Docteur Pircard 29, 6040 Charleroi
- Names & denominations
- FINANCE - INVESTISSEMENT ET GESTION · FININGEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 1994
- Peppol
- Active · Active since 17 Mar 2025
- Activities · NACE
Overige fiscale dienstverlening
Accountants en belastingconsulenten
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Diverse administratieve activiteiten ten behoeve van kantoren