Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
MONTATHERME from Eupen, company number BE0453621191, closed financial year 2025 with a result of € -503 after tax. For that financial year MONTATHERME recorded a gross margin of € -340 and equity of € -28,917. Compared with financial year 2024, the result moved from € -858 to € -503. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -28,917
▼ € 503 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -503
▲ 41 % less loss than in 2024
Profit after tax over the fiscal year.
€ 129
▲ 163% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -35,117.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 32,275
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -754 | € -556 | € -701 | € -340 | ▲ € 361 |
| Profit after taxes | € -6,322 | € -736 | € -858 | € -503 | ▲ € 356 |
| Equity | € -26,820 | € -27,556 | € -28,414 | € -28,917 | ▼ € 503 |
| Total debts | € 34,123 | € 34,219 | € 32,889 | € 33,524 | ▲ 2% |
| Cash | € 2,852 | € 2,289 | € 49 | € 129 | ▲ 163% |
| Retained profit | € -33,020 | € -33,756 | € -34,614 | € -35,117 | ▼ € 503 |
| Balance sheet total | € 7,303 | € 6,662 | € 4,475 | € 4,607 | ▲ 3% |
Key figures of MONTATHERME, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONTATHERME?
What happened at MONTATHERME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 503. Source: NBB ↗
- CHRISTOPH CREMER became a director. NBB
- New establishment in Eupen. KBO
- Franz Johann CREMER became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,322 loss in 2022 to € 503 loss in 2025.
Management
Behind MONTATHERME are Franz Johann CREMER and CHRISTOPH CREMER. The same people are also behind SANITHERME EUPEN.
Directors
According to the 2025 annual accounts
since 1994
since 2001
Establishments
Establishment units
Physical locations of this company
Rue de Herbesthal 146
4700 Eupen
Rue de Herbesthal 158
4700 Eupen
Active since 7 November 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.621.191
- VAT number
- BE 0453.621.191
- Registered office
- Rue de Herbesthal 146, 4700 Eupen
- Names & denominations
- MONTATHERME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 October 1994
- Peppol
- Not registered