Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 4 to 2.9.
Financials
Financial year 2025
T & L from Lokeren, company number BE0453214880, closed financial year 2025 with a result of € 148,956 after tax. For that financial year T & L recorded a gross margin of € 519,377 and equity of € 3.7 million. Compared with financial year 2024, the result moved from € 133,902 to € 148,956. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 3.7 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 148,956
▲ 11% vs 2024
Profit after tax over the fiscal year.
€ 37,790
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.5 million.
People and assets in 2025
2.9
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 177,834
▲ 1% vs 2024
€ 61,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,723
▲ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▼ 43% vs 2024
€ 187,358 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 703,792
▲ € 547,257 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,164
▼ 35% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 693,120 | € 478,936 | € 479,774 | € 519,377 | ▲ 8% |
| Profit after taxes | € 247,723 | € 76,299 | € 133,902 | € 148,956 | ▲ 11% |
| Equity | € 3,366,690 | € 3,442,989 | € 3,575,182 | € 3,724,138 | ▲ 4% |
| Total debts | € 2,225,306 | € 2,571,067 | € 2,695,694 | € 2,420,957 | ▼ 10% |
| Cash | € 408,052 | € 102,666 | € 37,612 | € 37,790 | |
| Land & buildings | € 381,118 | € 335,117 | € 282,497 | € 244,077 | ▼ 14% |
| Retained profit | € 2,179,690 | € 2,255,989 | € 2,388,182 | € 2,537,138 | ▲ 6% |
| Bank debt | € 1,392,300 | € 1,755,313 | € 2,271,705 | € 1,295,766 | ▼ 43% |
| Balance sheet total | € 5,591,995 | € 6,014,056 | € 6,270,877 | € 6,145,096 | ▼ 2% |
| Employees (FTE) | 3.6 | 4 | 3.1 | 2.9 | ▼ 0.2 |
Key figures of T & L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to T & L?
What happened at T & L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Til- Invest BV stepped down as director. NBB
- Delphine Tilleman stepped down as director. NBB
- Luc Tilleman stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 148,956 (▲ 11% vs 2024). Source: NBB ↗
- Til- Invest BV became a director. NBB
- Delphine Tilleman became a director. NBB
- Luc Tilleman became a director. NBB
- New establishment in Lokeren. KBO
In short
From € 247,723 profit in 2022 to € 148,956 profit in 2025.
Paid € 209,471 in corporate taxes since 2022.
Best year ever: 2022, with € 247,723 profit.
On average € 179,100 of value added per employee in 2025.
A new publication or filing at T & L? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Director · represented by Cedric Tilleman
since 2023 · until 2029
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Eksaarde-dorp 163
9160 Lokeren
Spelonckvaart 84
9180 Lokeren
Active since 30 August 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.214.880
- VAT number
- BE 0453.214.880
- Registered office
- Eksaarde-dorp 163, 9160 Lokeren
- Names & denominations
- T & L
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 August 1994
- Peppol
- Active · Active since 22 Sept 2025
- Activities · NACE
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