Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
STEPKEY from Heist-op-den-Berg, company number BE0453205081, closed financial year 2025 with a result of € -1,879 after tax. For that financial year STEPKEY recorded a gross margin of € -1,697 and equity of € -88,536. Compared with financial year 2024, the result moved from € -1,256 to € -1,879. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 4, 2025.
€ -88,536
▼ € 1,879 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,879
▼ 50 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3,919
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -150,536.
Debts at end 2025
€ 60,000
Loans from banks and other lenders, long and short.
€ 120
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,154 | € -692 | € -999 | € -1,697 | ▼ € 698 |
| Profit after taxes | € -2,537 | € -1,860 | € -1,256 | € -1,879 | ▼ € 622 |
| Equity | € -83,540 | € -85,401 | € -86,657 | € -88,536 | ▼ € 1,879 |
| Total debts | € 96,747 | € 92,444 | € 92,453 | € 92,455 | |
| Cash | € 13,206 | € 7,043 | € 5,796 | € 3,919 | ▼ 32% |
| Retained profit | € -145,540 | € -147,401 | € -148,657 | € -150,536 | ▼ € 1,879 |
| Bank debt | € 60,000 | € 60,000 | € 60,000 | € 60,000 | |
| Balance sheet total | € 13,206 | € 7,043 | € 5,796 | € 3,919 | ▼ 32% |
Key figures of STEPKEY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STEPKEY?
What happened at STEPKEY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Martine Verheyen stepped down as director. NBB
- Bart Fierens stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1,879. Source: NBB ↗
- Martine Verheyen became a director. NBB
- Bart Fierens became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,537 loss in 2022 to € 1,879 loss in 2025.
A new publication or filing at STEPKEY? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Martine Verheyen
Director
since 2024 · until 2030
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Haringstraat(ITE) 3
2222 Heist-op-den-Berg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.205.081
- VAT number
- BE 0453.205.081
- Registered office
- Haringstraat(ITE) 3, 2222 Heist-op-den-Berg
- Names & denominations
- STEPKEY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 August 1994
- Peppol
- Not registered
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