Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 7.1 to 5.8.
Financials
Financial year 2024
DIENSTENKANTOOR SPECENIER from Staden, company number BE0453188948, closed financial year 2024 with a result of € 271,027 after tax. For that financial year DIENSTENKANTOOR SPECENIER recorded a gross margin of € 927,513 and equity of € 1.3 million. Compared with financial year 2023, the result moved from € 285,932 to € 271,027. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 25, 2025.
€ 1.3 million
▲ 25% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 271,027
▼ 5% vs 2023
Profit after tax over the fiscal year.
€ 334,366
▲ 61% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 20,756 paid out
8 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
5.8
▼ 1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 431,451
▼ 11% vs 2023
€ 74,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,750
▼ 46% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 423,356
▲ € 403,218 vs 2023
€ 22,870 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 5,659
▼ 25% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 111,451
▼ 19% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 804,715 | € 841,722 | € 956,843 | € 927,513 | ▼ 3% |
| Profit after taxes | € 113,989 | € 214,328 | € 285,932 | € 271,027 | ▼ 5% |
| Equity | € 552,129 | € 766,457 | € 1,003,372 | € 1,253,643 | ▲ 25% |
| Total debts | € 653,632 | € 297,959 | € 319,182 | € 543,816 | ▲ 70% |
| Cash | € 610,351 | € 521,538 | € 207,671 | € 334,366 | ▲ 61% |
| Land & buildings | - | - | - | € 454,079 | |
| Retained profit | € 545,923 | € 760,251 | € 997,167 | € 1,247,438 | ▲ 25% |
| Dividend | € 171,967 | € 0 | € 49,016 | € 20,756 | ▼ 58% |
| Bank debt | € 67,855 | € 27,855 | € 20,138 | € 423,356 | ▲ € 403,218 |
| Balance sheet total | € 1,205,761 | € 1,064,415 | € 1,322,554 | € 1,797,459 | ▲ 36% |
| Employees (FTE) | 7.1 | 7.1 | 6.8 | 5.8 | ▼ 1 |
Key figures of DIENSTENKANTOOR SPECENIER, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to DIENSTENKANTOOR SPECENIER?
What happened at DIENSTENKANTOOR SPECENIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 271,027 (▼ 5% vs 2023). Source: NBB ↗
- New establishment in Torhout. KBO
- New establishment in Izegem. KBO
- Dirk Specenier became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 113,989 profit in 2021 to € 271,027 profit in 2024.
Paid € 365,978 in corporate taxes since 2021.
Best year ever: 2023, with € 285,932 profit.
On average € 159,900 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DIENSTENKANTOOR SPECENIER is Dirk Specenier. Dirk Specenier is also behind Volleybal Sport Vereniging.
Directors
According to the 2024 annual accounts
since 1994
Establishments
Establishment units
Physical locations of this company
Roeselarestraat(ONK) 194
8840 Staden
Korenmarkt 13
8870 Izegem
Active since 23 November 2005
Zwanestraat 12
8820 Torhout
Active since 17 July 2009
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.188.948
- VAT number
- BE 0453.188.948
- Registered office
- Roeselarestraat(ONK) 194, 8840 Staden
- Names & denominations
- DIENSTENKANTOOR SPECENIER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 1994
- Peppol
- Active · Active since 17 Nov 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars