What does DIENSTENKANTOOR SPECENIER do?

DIENSTENKANTOOR SPECENIER is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 1 August 1994, 2 establishments.

What is the address of DIENSTENKANTOOR SPECENIER?

The registered office of DIENSTENKANTOOR SPECENIER is located at Roeselarestraat(ONK) 194, 8840 Staden.

Is DIENSTENKANTOOR SPECENIER still active?

Yes. According to the CBE (29 October 2026) DIENSTENKANTOOR SPECENIER is active, legal situation “Normale toestand”, started on 1 August 1994.

Is DIENSTENKANTOOR SPECENIER registered on Peppol?

Yes, DIENSTENKANTOOR SPECENIER is registered on the Peppol network with ID 0208:0453188948.

What is the enterprise number of DIENSTENKANTOOR SPECENIER?

The enterprise number of DIENSTENKANTOOR SPECENIER is BE0453188948.

When was DIENSTENKANTOOR SPECENIER founded?

DIENSTENKANTOOR SPECENIER was founded on 1 August 1994.

Who are the directors of DIENSTENKANTOOR SPECENIER?

According to the 2025 annual accounts, the directors of DIENSTENKANTOOR SPECENIER are: IZETOR BV, RHR INVEST BV, SPECENIER BV.

Is DIENSTENKANTOOR SPECENIER a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 August 1994; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did DIENSTENKANTOOR SPECENIER make in 2025?

DIENSTENKANTOOR SPECENIER posted a profit after taxes of € 556,900 in financial year 2025.

What is the revenue of DIENSTENKANTOOR SPECENIER?

As a small company, DIENSTENKANTOOR SPECENIER is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,194,657.

How much does an employee at DIENSTENKANTOOR SPECENIER earn?

The average wage cost per full-time employee at DIENSTENKANTOOR SPECENIER was € 69,400 in 2025: staff costs of € 333,168 for 4.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does DIENSTENKANTOOR SPECENIER have?

According to the 2025 annual accounts, DIENSTENKANTOOR SPECENIER has 4.8 full-time equivalents (FTE).

DIENSTENKANTOOR SPECENIER (Private Limited) - Staden

Dossier DIENSTENKANTOOR SPECENIER, printed on 29 October 2026 from databakkes.be/en/0453188948/dienstenkantoor-specenier. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Shrinking team NBB

FTE fell two years in a row, from 6.8 to 4.8.

Financials

Financial year 2025

DIENSTENKANTOOR SPECENIER from Staden, company number BE0453188948, closed financial year 2025 with a result of € 556,900 after tax. For that financial year DIENSTENKANTOOR SPECENIER recorded a gross margin of € 1.2 million and equity of € 1.8 million. Compared with financial year 2024, the result moved from € 271,027 to € 556,900. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.

What it is worth Growing

€ 1.8 million

▲ 44% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 556,900

▲ 105% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.2 million

▲ 270% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.8 million.

People and assets in 2025

Full-time equivalents

4.8

▼ 1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 333,168

▼ 23% vs 2024

€ 69,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 49,458

▲ 11% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 16 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 400,470

▼ 5% vs 2024

€ 23,500 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.

Owed to suppliers

€ 23,139

▲ € 17,480 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 66,542

▼ 40% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 841,722 Gross margin 2022: € 841,722 First fiscal year in the series	€ 956,843 Gross margin 2023: € 956,843 ▲ 14% vs 2022 (€ 841,722) Favourable step	€ 927,513 Gross margin 2024: € 927,513 ▼ 3% vs 2023 (€ 956,843) Unfavourable step	€ 1,194,657 Gross margin 2025: € 1,194,657 ▲ 29% vs 2024 (€ 927,513) Favourable step	▲ 29%
Profit after taxes	€ 214,328 Profit after taxes 2022: € 214,328 First fiscal year in the series	€ 285,932 Profit after taxes 2023: € 285,932 ▲ 33% vs 2022 (€ 214,328) Favourable step	€ 271,027 Profit after taxes 2024: € 271,027 ▼ 5% vs 2023 (€ 285,932) Unfavourable step	€ 556,900 Profit after taxes 2025: € 556,900 ▲ 105% vs 2024 (€ 271,027) Favourable step	▲ 105%
Equity	€ 766,457 Equity 2022: € 766,457 First fiscal year in the series	€ 1,003,372 Equity 2023: € 1,003,372 ▲ 31% vs 2022 (€ 766,457) Favourable step	€ 1,253,643 Equity 2024: € 1,253,643 ▲ 25% vs 2023 (€ 1,003,372) Favourable step	€ 1,810,543 Equity 2025: € 1,810,543 ▲ 44% vs 2024 (€ 1,253,643) Favourable step	▲ 44%
Total debts	€ 297,959 Total debts 2022: € 297,959 First fiscal year in the series	€ 319,182 Total debts 2023: € 319,182 ▲ 7% vs 2022 (€ 297,959) Unfavourable step	€ 543,816 Total debts 2024: € 543,816 ▲ 70% vs 2023 (€ 319,182) Unfavourable step	€ 512,913 Total debts 2025: € 512,913 ▼ 6% vs 2024 (€ 543,816) Favourable step	▼ 6%
Cash	€ 521,538 Cash 2022: € 521,538 First fiscal year in the series	€ 207,671 Cash 2023: € 207,671 ▼ 60% vs 2022 (€ 521,538) Unfavourable step	€ 334,366 Cash 2024: € 334,366 ▲ 61% vs 2023 (€ 207,671) Favourable step	€ 1,237,395 Cash 2025: € 1,237,395 ▲ 270% vs 2024 (€ 334,366) Favourable step	▲ 270%
Land & buildings	-	-	€ 454,079 Land & buildings 2024: € 454,079 First fiscal year in the series	€ 766,269 Land & buildings 2025: € 766,269 ▲ 69% vs 2024 (€ 454,079) Unchanged	▲ 69%
Retained profit	€ 760,251 Retained profit 2022: € 760,251 First fiscal year in the series	€ 997,167 Retained profit 2023: € 997,167 ▲ 31% vs 2022 (€ 760,251) Favourable step	€ 1,247,438 Retained profit 2024: € 1,247,438 ▲ 25% vs 2023 (€ 997,167) Favourable step	€ 1,804,338 Retained profit 2025: € 1,804,338 ▲ 45% vs 2024 (€ 1,247,438) Favourable step	▲ 45%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 49,016 Dividend 2023: € 49,016 Unchanged (€ 0) Unchanged	€ 20,756 Dividend 2024: € 20,756 ▼ 58% vs 2023 (€ 49,016) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 20,756) Unchanged	▼ 100%
Bank debt	€ 27,855 Bank debt 2022: € 27,855 First fiscal year in the series	€ 20,138 Bank debt 2023: € 20,138 ▼ 28% vs 2022 (€ 27,855) Favourable step	€ 423,356 Bank debt 2024: € 423,356 ▲ € 403,218 vs 2023 (€ 20,138) Unfavourable step	€ 400,470 Bank debt 2025: € 400,470 ▼ 5% vs 2024 (€ 423,356) Favourable step	▼ 5%
Balance sheet total	€ 1,064,415 Balance sheet total 2022: € 1,064,415 First fiscal year in the series	€ 1,322,554 Balance sheet total 2023: € 1,322,554 ▲ 24% vs 2022 (€ 1,064,415) Unchanged	€ 1,797,459 Balance sheet total 2024: € 1,797,459 ▲ 36% vs 2023 (€ 1,322,554) Unchanged	€ 2,408,572 Balance sheet total 2025: € 2,408,572 ▲ 34% vs 2024 (€ 1,797,459) Unchanged	▲ 34%
Employees (FTE)	7.1 Employees (FTE) 2022: 7.1 First fiscal year in the series	6.8 Employees (FTE) 2023: 6.8 ▼ 0.3 vs 2022 (7.1) Unchanged	5.8 Employees (FTE) 2024: 5.8 ▼ 1 vs 2023 (6.8) Unchanged	4.8 Employees (FTE) 2025: 4.8 ▼ 1 vs 2024 (5.8) Unchanged	▼ 1

Key figures of DIENSTENKANTOOR SPECENIER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DIENSTENKANTOOR SPECENIER?

What happened at DIENSTENKANTOOR SPECENIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 29, 2026 New annual accounts for financial year 2025: profit of € 556,900 (▲ 105% vs 2024). filed late Source: NBB ↗
2025 IZETOR BV became a director. NBB
2025 RHR INVEST BV became a director. NBB
2025 SPECENIER BV became a director. NBB
Jul 17, 2009 New establishment in Torhout. KBO
Nov 23, 2005 New establishment in Izegem. KBO
Aug 1, 1994 Start of the company according to the CBE. KBO

In short

From € 214,328 profit in 2022 to € 556,900 profit in 2025.

Paid € 386,550 in corporate taxes since 2022.

Best year ever: 2025, with € 556,900 profit.

On average € 248,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

IZETOR BV RHR INVEST BV SPECENIER BV

DIENSTENKANTOOR SPECENIER

Behind DIENSTENKANTOOR SPECENIER are IZETOR BV, RHR INVEST BV and SPECENIER BV.

Directors

According to the 2025 annual accounts

IZETOR BV

Director · represented by Amerlynck Vanessa

since 2025

RHR INVEST BV

Director · represented by Decabooter Steven

since 2025

SPECENIER BV

Director · represented by Specenier Dirk

since 2025

Establishments

Establishment units

Physical locations of this company

Registered office

Roeselarestraat(ONK) 194

8840 Staden

2.150.079.828

Korenmarkt 13

8870 Izegem

Active since 23 November 2005

2.233.805.575

Zwanestraat 12

8820 Torhout

Active since 17 July 2009

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

INDEPENDENT AGENTS COUNCIL

SPECENIER same network

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0453.188.948

VAT number

BE 0453.188.948

Registered office

Roeselarestraat(ONK) 194, 8840 Staden

Names & denominations

DIENSTENKANTOOR SPECENIER

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

1 August 1994

Peppol

Active · Active since 17 Nov 2025

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

DIENSTENKANTOOR SPECENIER

Warning lights

Financials

What happened to DIENSTENKANTOOR SPECENIER?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions