Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SANER from Malle, company number BE0453185087, closed financial year 2025 with a result of € -21,619 after tax. For that financial year SANER recorded a gross margin of € -15,193 and equity of € -69,655. Compared with financial year 2024, the result moved from € 4,270 to € -21,619. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -69,655
▼ € 21,619 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,619
▼ still € 4,270 profit in 2024
Profit after tax over the fiscal year.
€ 299
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -181,655.
People and assets in 2025
€ 7,417
▼ 45% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 82,520
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -13,841 | € 13,749 | € 11,753 | € -15,193 | ▼ € 26,947 |
| Profit after taxes | € -14,188 | € 9,142 | € 4,270 | € -21,619 | ▼ € 25,889 |
| Equity | € -61,448 | € -52,306 | € -48,036 | € -69,655 | ▼ € 21,619 |
| Total debts | € 157,076 | € 178,824 | € 176,824 | € 183,967 | ▲ 4% |
| Cash | € 299 | € 14,002 | € 4,112 | € 299 | ▼ 93% |
| Retained profit | € -173,448 | € -164,306 | € -160,036 | € -181,655 | ▼ € 21,619 |
| Balance sheet total | € 95,628 | € 126,518 | € 128,787 | € 114,312 | ▼ 11% |
Key figures of SANER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SANER?
What happened at SANER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,619 (▼ € 25,889 vs 2024). Source: NBB ↗
- Werner Van Lommel became a director. NBB
- Victoria Stoyanova became a director. NBB
- New establishment in Malle. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,188 loss in 2022 to € 21,619 loss in 2025.
Best year ever: 2023, with € 9,142 profit.
Management
Behind SANER are Werner Van Lommel and Victoria Stoyanova.
Directors
According to the 2025 annual accounts
Werner Van Lommel
Director
since 2016
Victoria Stoyanova
Managing director
since 2015
Establishments
Establishment units
Physical locations of this company
Leemstraat 75
2390 Malle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.185.087
- VAT number
- BE 0453.185.087
- Registered office
- Leemstraat 75, 2390 Malle
- Names & denominations
- SANER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 August 1994
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
Activiteiten van kuuroorden, sauna’s en stoombaden
Groothandel in motorvoertuigen
Sauna's, solaria, baden enz.
Schoonheidsverzorging en andere schoonheidsbehandelingen
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Schoonheidszorg
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Schoonheidsverzorging