Financials
Financial year 2025
WAVRE FINANCE from Wavre, company number BE0453169350, closed financial year 2025 with a result of € 108,119 after tax. For that financial year WAVRE FINANCE recorded a gross margin of € 342,030 and equity of € 156,146. Compared with financial year 2024, the result moved from € 153,039 to € 108,119. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 156,146
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 108,119
▼ 29% vs 2024
Profit after tax over the fiscal year.
€ 147,419
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 108,000 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2
▼ 155,078 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 168,266
▲ 9% vs 2024
€ 84,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 36,443
▲ € 28,019 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 5,034
▲ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,524
▼ 24% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 362,894 | € 375,750 | € 365,313 | € 342,030 | ▼ 6% |
| Profit after taxes | € 207,378 | € 185,275 | € 153,039 | € 108,119 | ▼ 29% |
| Equity | € 155,713 | € 155,989 | € 156,027 | € 156,146 | |
| Total debts | € 281,078 | € 230,139 | € 249,607 | € 255,537 | ▲ 2% |
| Cash | € 137,654 | € 82,087 | € 164,708 | € 147,419 | ▼ 10% |
| Land & buildings | € 186,606 | € 165,045 | € 137,620 | € 110,194 | ▼ 20% |
| Retained profit | € 93,713 | € 93,989 | € 94,027 | € 94,146 | |
| Dividend | € 200,000 | € 185,000 | € 153,000 | € 108,000 | ▼ 29% |
| Balance sheet total | € 436,791 | € 386,128 | € 405,635 | € 411,683 | ▲ 1% |
| Employees (FTE) | 104,268.6 | 135,347.1 | 155,080 | 2 | ▼ 155,078 |
Key figures of WAVRE FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to WAVRE FINANCE?
What happened at WAVRE FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 108,119 (▼ 29% vs 2024). filed late Source: NBB ↗
- BELLEMAX SRL became a director. NBB
- New establishment in Incourt. KBO
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 207,378 profit in 2022 to € 108,119 profit in 2025.
Paid € 18,626 in corporate taxes since 2022.
Best year ever: 2022, with € 207,378 profit.
On average € 171,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Director · represented by EMMANUEL BELLEMANS
since 2013
Establishments
Establishment units
Physical locations of this company
Rue de Nivelles 27
1300 Wavre
Chaussée de Namur 78
1315 Incourt
Active since 31 December 2009
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.169.350
- VAT number
- BE 0453.169.350
- Registered office
- Rue de Nivelles 27, 1300 Wavre
- Names & denominations
- WAVRE FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 July 1994
- Peppol
- Active · Active since 27 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven
Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven