Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEJ Immo from Sombreffe, company number BE0453155096, closed financial year 2025 with a result of € -764 after tax. For that financial year SEJ Immo recorded a gross margin of € 10,241 and equity of € 2,966. Compared with financial year 2024, the result moved from € 481 to € -764. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 2,966
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -764
▼ still € 481 profit in 2024
Profit after tax over the fiscal year.
€ 298
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -15,634.
People and assets in 2025
€ 2,000
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,691
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,227 | € 10,258 | € 11,719 | € 10,241 | ▼ 13% |
| Profit after taxes | € 403 | € -849 | € 481 | € -764 | ▼ € 1,245 |
| Equity | € 4,099 | € 3,250 | € 3,731 | € 2,966 | ▼ 20% |
| Total debts | € 115,525 | € 107,308 | € 98,910 | € 91,593 | ▼ 7% |
| Cash | € 1,074 | € 163 | € 740 | € 298 | ▼ 60% |
| Land & buildings | € 113,125 | € 106,013 | € 98,902 | € 91,791 | ▼ 7% |
| Retained profit | € -14,501 | € -15,350 | € -14,869 | € -15,634 | ▼ € 764 |
| Balance sheet total | € 119,625 | € 110,558 | € 102,641 | € 94,559 | ▼ 8% |
Key figures of SEJ Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEJ Immo?
What happened at SEJ Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 764 (▼ € 1,245 vs 2024). filed late Source: NBB ↗
- New establishment in Sombreffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 403 profit in 2022 to € 764 loss in 2025.
Best year ever: 2024, with € 481 profit.
Management
Behind SEJ Immo are Esther Servais and Samuel Servais.
Directors
According to the 2025 annual accounts
Esther Servais
Director
Samuel Servais
Director
Establishments
Establishment units
Physical locations of this company
Rue Pont-au-Rieu 20
5140 Sombreffe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.155.096
- VAT number
- BE 0453.155.096
- Registered office
- Rue Pont-au-Rieu 20, 5140 Sombreffe
- Names & denominations
- SEJ Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 July 1994
- Peppol
- Active · Active since 29 Mar 2026