Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ACCESS CONSEIL from Nivelles, company number BE0452866175, closed financial year 2025 with a result of € 9,798 after tax. For that financial year ACCESS CONSEIL recorded a gross margin of € 26,362 and equity of € -19,958. Compared with financial year 2024, the result moved from € 24,351 to € 9,798. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -19,958
▲ € 9,798 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,798
▼ 60% vs 2024
Profit after tax over the fiscal year.
€ 10,876
▲ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -38,550.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 14,260
▼ 34% vs 2024
Of which on lease € 13,099.
Debts at end 2025
€ 17,000
▼ 27% vs 2024
€ 6,496 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2,030
▲ 253% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 705
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 8,493 | € 46,915 | € 45,744 | € 26,362 | ▼ 42% |
| Profit after taxes | € 2,134 | € 26,532 | € 24,351 | € 9,798 | ▼ 60% |
| Equity | € -80,638 | € -54,106 | € -29,755 | € -19,958 | ▲ € 9,798 |
| Total debts | € 125,602 | € 105,982 | € 71,928 | € 56,796 | ▼ 21% |
| Cash | € 4,160 | € 18,465 | € 8,315 | € 10,876 | ▲ 31% |
| Land & buildings | - | € 2,654 | € 2,004 | € 1,355 | ▼ 32% |
| Retained profit | € -99,230 | € -72,698 | € -48,347 | € -38,550 | ▲ € 9,798 |
| Bank debt | € 34,985 | € 29,230 | € 23,239 | € 17,000 | ▼ 27% |
| Balance sheet total | € 44,963 | € 51,876 | € 42,172 | € 36,839 | ▼ 13% |
Key figures of ACCESS CONSEIL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ACCESS CONSEIL?
What happened at ACCESS CONSEIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,798 (▼ 60% vs 2024). filed late Source: NBB ↗
- Charlotte ARNOULD became a director. NBB
- New establishment in Somme-Leuze. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,134 profit in 2022 to € 9,798 profit in 2025.
Paid € 22,755 in corporate taxes since 2022.
Best year ever: 2023, with € 26,532 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ACCESS CONSEIL is Charlotte ARNOULD.
Directors
According to the 2025 annual accounts
Charlotte ARNOULD
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Avenue d'Italie 5
1400 Nivelles
Rue Somal 17
5377 Somme-Leuze
Active since 1 August 1994
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.866.175
- VAT number
- BE 0452.866.175
- Registered office
- Avenue d'Italie 5, 1400 Nivelles
- Names & denominations
- ACCESS CONSEIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 1994
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Activiteiten van advocaten