Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
X & Co Agentuur from Beernem, company number BE0452800453, closed financial year 2025 with a result of € -3,757 after tax. For that financial year X & Co Agentuur recorded a gross margin of € -887 and equity of € 16,696. Compared with financial year 2024, the result moved from € -3,258 to € -3,757. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 16,696
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,757
▼ 15 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3
▼ € 824 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -153,118.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 14,388
▲ € 11,418 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,541 | € -966 | € 149 | € -887 | ▼ € 1,037 |
| Profit after taxes | € -7,965 | € -6,710 | € -3,258 | € -3,757 | ▼ € 499 |
| Equity | € 30,422 | € 23,712 | € 20,454 | € 16,696 | ▼ 18% |
| Total debts | € 117,759 | € 126,691 | € 126,971 | € 141,757 | ▲ 12% |
| Cash | € 846 | € 2,246 | € 827 | € 3 | ▼ € 824 |
| Land & buildings | € 147,335 | € 148,010 | € 146,547 | € 155,575 | ▲ 6% |
| Retained profit | € -139,392 | € -146,102 | € -149,360 | € -153,118 | ▼ € 3,757 |
| Bank debt | € 39,504 | € 39,504 | € 0 | € 0 | |
| Balance sheet total | € 148,181 | € 150,403 | € 147,424 | € 158,453 | ▲ 7% |
Key figures of X & Co Agentuur, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to X & Co Agentuur?
What happened at X & Co Agentuur in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Dr. Laurent Coeman BV stepped down as director. NBB
- Camille De Ley stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 3,757. filed late Source: NBB ↗
- Johanna Lamquet stepped down as director. NBB
- Dr. Laurent Coeman BV became a director. NBB
- Camille De Ley became a director. NBB
- Geraldine Dewinter stepped down as director. NBB
- Amelie Dewinter stepped down as director. NBB
In short
From € 7,965 loss in 2022 to € 3,757 loss in 2025.
Management
The stake of Dr. Laurent Coeman comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
X & Co AgentuurThe shares are held by Dr. Laurent Coeman (100%).
Directors
According to the 2025 annual accounts
Johanna Lamquet
Director
since 2023 · until 2025
Managing director · represented by Laurent Coeman
since 2025 · until 2031
Camille De Ley
Director
since 2025 · until 2031
Geraldine Dewinter
Director
since 2023 · until 2025
Amelie Dewinter
Director
since 2023 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Noendreef 9
8730 Beernem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.800.453
- VAT number
- BE 0452.800.453
- Registered office
- Noendreef 9, 8730 Beernem
- Names & denominations
- X & Co Agentuur
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 June 1994
- Peppol
- Not registered
- Activities · NACE
Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren
Handelsbemiddeling in textiel, kleding, schoeisel en artikelen van leer