Active · per the CBE, 30 October 2026

Z.I.G.

BE0452402951

Rechtspersoon Private limited company 1 establishment

Z.I.G. is registered with the CBE as active in: Activiteiten van holdings. Private Limited, started on 28 March 1994, 1 establishment.

Oeveldorp 32, 2260 Westerlo

Behind the company: Veerle VAN MUYLEM, Ivo MERTENS.

Active for

32 year, 7 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Two loss years in a row NBB

    Negative result in 2023 and 2024.

  • Tight liquidity NBB

    Cash and receivables cover 36 % of short-term debt in 2024; threshold 65 %.

Financials

Financial year 2024

Z.I.G. from Westerlo, company number BE0452402951, closed financial year 2024 with a result of € -3,099 after tax. For that financial year Z.I.G. recorded a gross margin of € 33,906 and equity of € 125,299. Compared with financial year 2023, the result moved from € -982 to € -3,099. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 25, 2025.

What it is worth Healthy

€ 125,299

▼ 23% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -3,099

▼ 216 % more loss than in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 46,599

▼ 44% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 10,299.

People and assets in 2024

Vehicles and equipment

€ 41,873

▲ € 39,365 vs 2023

Of which on lease € 40,172.

Debts at end 2024

Bank debt ≈ 4 years to go

€ 37,809

€ 8,402 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 5,113

▼ 1% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,100

▲ 194% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2021202220232024Change 2023 → 2024
Gross margin € 48,446 € 26,958 € 11,212 € 33,906 ▲ 202%
Profit after taxes € 10,845 € -11,653 € -982 € -3,099 ▼ € 2,118
Equity € 176,033 € 164,380 € 163,398 € 125,299 ▼ 23%
Total debts € 181,049 € 155,228 € 94,277 € 162,608 ▲ 72%
Cash € 186,463 € 130,643 € 83,652 € 46,599 ▼ 44%
Retained profit € 26,033 € 14,380 € 13,398 € 10,299 ▼ 23%
Bank debt € 38,117 € 19,158 € 0 € 37,809
Balance sheet total € 389,519 € 347,070 € 285,138 € 315,370 ▲ 11%

Key figures of Z.I.G., fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to Z.I.G.?

What happened at Z.I.G. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2024: loss of € 3,099. Source: NBB ↗
  • New establishment in Westerlo. KBO
  • Start of the company according to the CBE. KBO

In short

From € 10,845 profit in 2021 to € 3,099 loss in 2024.

Paid € 25,135 in corporate taxes since 2021.

Best year ever: 2021, with € 10,845 profit.

Original PDFs at the National Bank ↗

Management

Veerle VAN MUYLEM
Ivo MERTENS
Z.I.G.
Verzekeringsgroep 10%

Behind Z.I.G. are Veerle VAN MUYLEM and Ivo MERTENS. It owns 10% of Verzekeringsgroep itself.

Directors

According to the 2024 annual accounts

Veerle VAN MUYLEM

Director

Ivo MERTENS

Director

Also active at: Verzekeringsgroep

Establishments

Establishment units

Physical locations of this company

Registered office

Oeveldorp 32

2260 Westerlo

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0452.402.951
VAT number
BE 0452.402.951
Registered office
Oeveldorp 32, 2260 Westerlo
Names & denominations
Z.I.G.
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
28 March 1994
Peppol
Active · Active since 19 Dec 2024
Activities · NACE

Activiteiten van holdings

Holdings

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

Frequently asked questions

What does Z.I.G. do?
Z.I.G. is registered with the CBE as active in: Activiteiten van holdings. Private Limited, started on 28 March 1994, 1 establishment.
What is the address of Z.I.G.?
The registered office of Z.I.G. is located at Oeveldorp 32, 2260 Westerlo.
Is Z.I.G. still active?
Yes. According to the CBE (30 October 2026) Z.I.G. is active, legal situation “Normale toestand”, started on 28 March 1994.
Is Z.I.G. registered on Peppol?
Yes, Z.I.G. is registered on the Peppol network with ID 0208:0452402951.
What is the enterprise number of Z.I.G.?
The enterprise number of Z.I.G. is BE0452402951.
When was Z.I.G. founded?
Z.I.G. was founded on 28 March 1994.