Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
B.M. ASSURANCES from Châtelet, company number BE0452349996, closed financial year 2025 with a result of € 44,842 after tax. For that financial year B.M. ASSURANCES recorded a gross margin of € 77,499 and equity of € 223,662. Compared with financial year 2024, the result moved from € 36,802 to € 44,842. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 24, 2026.
€ 223,662
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,842
▲ 22% vs 2024
Profit after tax over the fiscal year.
€ 207,048
▲ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 35,162 paid out
78 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 23,549
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 8,776
▼ 31% vs 2024
€ 4,130 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 2,471
▲ 186% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,242
▼ 25% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 42,199 | € 67,358 | € 66,837 | € 77,499 | ▲ 16% |
| Profit after taxes | € 28,697 | € 38,379 | € 36,802 | € 44,842 | ▲ 22% |
| Equity | € 178,510 | € 199,077 | € 213,982 | € 223,662 | ▲ 5% |
| Total debts | € 22,760 | € 43,508 | € 52,320 | € 50,893 | ▼ 3% |
| Cash | € 163,576 | € 165,909 | € 191,535 | € 207,048 | ▲ 8% |
| Retained profit | € 159,906 | € 180,473 | € 195,378 | € 205,059 | ▲ 5% |
| Dividend | € 12,511 | € 17,812 | € 21,896 | € 35,162 | ▲ 61% |
| Bank debt | € 0 | € 16,599 | € 12,758 | € 8,776 | ▼ 31% |
| Balance sheet total | € 201,270 | € 242,585 | € 266,302 | € 274,555 | ▲ 3% |
Key figures of B.M. ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B.M. ASSURANCES?
What happened at B.M. ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 44,842 (▲ 22% vs 2024). Source: NBB ↗
- New establishment in Châtelet. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,697 profit in 2022 to € 44,842 profit in 2025.
Paid € 69,984 in corporate taxes since 2022.
Best year ever: 2025, with € 44,842 profit.
Paid out € 87,381 in dividends to the owners in total.
Management
Behind B.M. ASSURANCES is Didier BAILLIEUX.
Directors
According to the 2025 annual accounts
Didier BAILLIEUX
Director
Establishments
Establishment units
Physical locations of this company
Rue de Taillis-pré 90
6200 Châtelet
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.349.996
- VAT number
- BE 0452.349.996
- Registered office
- Rue de Taillis-pré 90, 6200 Châtelet
- Names & denominations
- B.M. ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 March 1994
- Peppol
- Not registered